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Senior Vice President, Consumer Credit Risk Management

3 months ago


Toronto, Ontario, Canada Neo Financial Full time

Join Us in Shaping the Future of Financial Services

At Neo Financial, we are dedicated to creating a more rewarding financial experience for all Canadians. Our dynamic tech startup environment is both challenging and exhilarating, attracting high-performing individuals who are passionate about their work.

About the Role

We are seeking a Senior Vice President of Credit Risk to collaborate with our founding team in scaling our operations during this pivotal growth phase.

Key Responsibilities:

  • Lead the strategy and implementation of Neo's consumer credit risk and lending operations to ensure sound decision-making and product development.
  • Develop and manage credit risk and lending tools, systems, and processes to facilitate effective decision-making across the organization.
  • Enhance Neo's risk management capabilities by staying informed on industry trends and integrating innovative practices.
  • Work closely with the management team to formulate and execute corporate strategies that align with our growth objectives.
  • Provide insights and leadership on strategic initiatives that balance growth ambitions with risk management.
  • Oversee all credit risk and loss mitigation strategies, ensuring comprehensive lifecycle management of customer relationships.
  • Drive cross-functional initiatives, ensuring adequate representation of credit risk in large-scale projects.
  • Assess and refine cross-company processes to ensure efficiency and scalability, while developing policies that enforce proper controls.
  • Collaborate with key stakeholders to embed foundational risk practices throughout the organization.

Qualifications:

  • A minimum of 10 years of senior leadership experience in consumer credit risk management, preferably in a fast-paced tech environment.
  • A Bachelor's degree in finance, mathematics, statistics, or a related field, complemented by business education.
  • In-depth knowledge of consumer credit risk management and loss mitigation strategies.
  • Ability to distill complex analyses into clear summaries for diverse audiences, from board members to team members.
  • Strong commercial acumen with an understanding of P&L in consumer lending products.
  • A proven leader with experience in building and scaling risk management teams.
  • Experience in overseeing complex projects to successful completion.
  • Entrepreneurial mindset, capable of navigating ambiguity and making data-driven decisions.
  • Exceptional emotional intelligence, adept at managing relationships with external partners and internal teams.

At Neo Financial, we hold ourselves to high standards as we strive to transform financial services for the better. Our team members have the opportunity to earn meaningful equity through stock options, ensuring that our collective success benefits everyone involved.

Please note that successful candidates will be required to undergo a security screening, including a criminal records check and a credit check.