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Hamilton, Ontario, Canada Scotiabank Full timeJob Title: Credit AnalystScotiabank is seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will be responsible for analyzing financial statements, assessing risk, and making recommendations to support credit decisions.Key Responsibilities:Analyze financial statements and credit reports to assess creditworthiness and...
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Hamilton, Ontario, Canada Scotiabank Full timeJob Title: Credit AnalystScotiabank is seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will be responsible for analyzing financial statements, assessing risk, and making recommendations to support credit decisions.Key Responsibilities:Analyze financial statements and credit reports to assess creditworthiness and...
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Hamilton, Ontario, Canada Scotiabank Full timeJob Title: Credit AnalystScotiabank is seeking a skilled Credit Analyst to join our Lending Services team in Canada. As a Credit Analyst, you will play a critical role in ensuring the success of our lending operations by analyzing customer loan applications, determining creditworthiness, and making informed credit decisions.Key Responsibilities:Analyze...
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Hamilton, Ontario, Canada Scotiabank Full timeJob SummaryWe are seeking a skilled Credit Analyst to join our team at Scotiabank. As a Credit Analyst, you will play a critical role in ensuring the success of our Lending Services department by analyzing customer loan applications, determining customer affordability, and making recommendations for loan approvals.Key ResponsibilitiesConduct thorough credit...
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Credit Risk Analyst
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Hamilton, Ontario, Canada Scotiabank Full timeJob Title: Credit AnalystScotiabank is seeking a skilled Credit Analyst to join our Lending Services team in Canada. As a key member of our team, you will play a critical role in ensuring the success of our lending operations.Key Responsibilities:Conduct thorough credit analysis on loan applications to determine customer affordability and...
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Credit Risk Analyst
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Credit Analyst
2 months ago
About the Role
We are seeking a highly skilled Credit Analyst to join our team at Scotiabank. As a Credit Analyst, you will play a critical role in ensuring the overall success of our Lending Services department in Canada.
Key Responsibilities
- Contribute to loan growth and profitability by analyzing customer loan applications, determining customer affordability, and performing structured and analytic functions on loan applications.
- Ensure sound and timely due diligence in loan underwriting by investigating, evaluating, and documenting customer loan applications, and managing the credit review process for assigned loan applications.
- Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Actively pursue effective and efficient operations of your respective areas, while ensuring the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk.
- Champion a high-performance environment and implement a people strategy that attracts, retains, develops, and motivates your team by fostering an inclusive work environment, communicating vision/values/business strategy, and managing succession and development planning for the team.
Requirements
- Direct experience in prime or non-prime financing adjudication is preferred.
- Strong attention to detail.
- Superb written and verbal communication skills.
- Experience in credit analysis.
- Functional knowledge of MS Word, Excel, credit decisioning, and loan application software.
Working Conditions
- Work in a standard office-based environment; non-standard hours are not a common occurrence.
- Operating hours: Monday - Thursday 7:30am to 11:00pm EST, Friday 7:30am - 9:00pm EST, Saturday 9:00am - 8:00pm EST, Sunday 10:00am - 7:00pm EST.
- Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English and French because they will serve English-speaking clientele.
