Credit Risk Analyst

4 weeks ago


Hamilton, Ontario, Canada Scotiabank Full time
Job Summary

We are seeking a skilled Credit Analyst to join our team at Scotiabank. As a Credit Analyst, you will play a critical role in ensuring the success of our Lending Services department by analyzing customer loan applications, determining customer affordability, and making recommendations for loan approvals.

Key Responsibilities
  • Conduct thorough credit analysis of customer loan applications, including reviewing credit history, employment, and income.
  • Develop and implement risk assessments to determine the creditworthiness of customers.
  • Collaborate with cross-functional teams to ensure timely and accurate loan processing.
  • Stay up-to-date with industry trends and regulatory requirements to ensure compliance.
  • Provide exceptional customer service to internal and external stakeholders.
Requirements
  • Direct experience in credit analysis and risk management.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Functional knowledge of MS Office and credit decisioning software.
Working Conditions

This is a standard office-based role with non-standard hours not being a common occurrence. The successful candidate will be required to communicate in English and French due to serving English-speaking clientele.


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