Mortgage Underwriting Specialist

4 weeks ago


Canada Bridgewater Bank Full time

Are you passionate about delivering exceptional customer service? If so, you may be the perfect fit for our team at Bridgewater Bank. We are looking for an individual who thrives on exceeding expectations and is dedicated to providing a superior experience for our clients.

ABOUT BRIDGEWATER BANK

We operate without traditional branches. This unique approach allows us to concentrate on our mission: helping you succeed with straightforward financial solutions tailored for everyday needs and significant life events.

We are experts in financial services with adaptable strategies. As a smaller institution, we can swiftly implement innovative solutions without the delays of extensive approval processes.

OUR CUSTOMERS ARE OUR PRIORITY

When you engage with Bridgewater Bank, you become part of our community, and we treat you like family.

WHAT WE VALUE IN YOU

  • You possess excellent communication skills and an exceptional ability to listen, allowing you to understand the needs of others intuitively.
  • You strive to surpass expectations in delivering outstanding customer service, not just meeting needs but anticipating them.
  • Your attention to detail and organizational skills enable you to quickly access the necessary information.
  • You excel at multitasking, managing various priorities and files efficiently, ensuring timely completion of tasks.
  • Integrity is paramount to you, guiding your decision-making process.
  • You are self-motivated and proactive, understanding what needs to be accomplished without external prompts.
  • You are a collaborative team player, equally comfortable working independently or as part of a group.

YOUR RESPONSIBILITIES

  • Report directly to the Manager of Underwriting and Broker Services.
  • Support Mortgage Underwriters by ensuring all follow-ups on files are completed and conditions are satisfied before closing.
  • Facilitate the approval or cancellation of mortgage loan applications while adhering to established deadlines and quality standards.
  • Follow up on commitments and request specific documentation as needed.
  • Verify the accuracy of specifications on mortgage documents.
  • Ensure all conditions of mortgage approval are fulfilled.
  • Route risk-related matters to the Underwriter for assessment.
  • Analyze land titles, purchase contracts, and appraisal reports for discrepancies.
  • Monitor the existing pipeline of approved deals, reviewing and validating supporting documentation.
  • Confirm all closing details, including dates, client information, and payment schedules.
  • Collaborate with both internal and external stakeholders to achieve departmental and organizational objectives.
  • Conduct Quality Assurance audits on assigned files.

YOUR QUALIFICATIONS

  • A post-secondary education in a relevant field (e.g., business, finance) or a combination of education and experience.
  • A minimum of three years of experience in a financial institution with a focus on Mortgage Underwriting.
  • Proficiency in various software applications, including MS Office and LMS.

WHAT WE OFFER

  • Competitive salary.
  • Flexible benefits package.
  • Employer-funded Retirement Savings Program.
  • Exclusive discounts through AMA.
  • Unlimited opportunities for professional development.

We appreciate the interest of all applicants; however, only those selected for an interview will be contacted.


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