Manager, Small Business Credit Risk

5 months ago


Montréal, Canada Scotiabank Full time

Requisition ID: 200913

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

**Is this role right for you? In this role you will**:

- Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances
- Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits.
- Ability to calculate financial ratios, identify appropriate credit conditions and security while understanding business and economic trends
- Ensuring all partner interactions are professional, respectful, and value added.
- Providing recommendations/alternative solutions, and restructuring credit requests, with coaching/direction to partners as required.
- Acting with a sense of urgency in response to partner requests to meet customer expectations.
- Delivering against established ACE Service Level Agreement targets - moved this from below
- Contributes to the growth and quality of the Small Business Credit portfolio
- Clearly identifying risks and exceptions using strong rationale and associated mitigants to support the decision.
- Operate within the Bank’s risk appetite and culture in day-to-day activities and decisions.

**Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have**:

- A comprehensive knowledge of the Bank’s Small Business products/services
- An expert understanding of the Bank lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation and registration
- Intermediate accounting and financial statement analysis.
- Strong analytical and problem resolution skills.
- Strong team player and skillful in developing harmonious relationships with Unit team members and stakeholders.
- Strong communication skills, written and verbal, in order to produce informative, concise and professional credit replies, presentations and correspondence
- Strong organizational skills and the ability to prioritize work effectively and efficiently to meet the demands of a high-volume work environment.

**What’s in it for you?**
- A rewarding career path with diverse opportunities for professional development
- A culture that promotes teamwork and cross-functional collaboration to achieve business goals. Inclusive workplace that values diversity of thought, background, and experience
- A competitive compensation and benefits package
- Opportunity to work with a very enthusiastic team that helps our clients by ensuring the Bank is able to continue to operate to deliver key business services.
- Hybrid working environment allowing for work/life balance

Location(s): Canada : Quebec : Montreal

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.



  • Montréal, Canada Scotiabank Full time

    Requisition ID: 177443 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose** The Small Business Manager, Credit Risk is responsible for exercising sound credit judgement, and providing quality underwriting decisions for small business credit requests. The incumbent is to adhere to Bank policy...


  • Montréal, QC, Canada Scotiabank Full time

    Requisition ID: 206747 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Is this role right for you? In this role you will**: - Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances - Adjudicating within established limits and exception...

  • Risk Control

    5 months ago


    Montréal, Canada OnDeck Canada Full time

    **Who we are**: At OnDeck Canada, we make small business a big deal. We’re improving Canada’s economic landscape by changing the way small businesses access capital. We care intensely about each other, our company and the customers we serve, and are committed to making every day count. Located in downtown Montreal, OnDeck Canada is a financial...


  • Montréal, QC, Canada CIBC Full time

    We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...


  • Montréal, Canada BMO Financial Group Full time

    105-119-129 rue St-Jacques O Montreal Quebec,H2Y 1L6 Understands customer needs and provides small business banking sales and service to BMO customers or prospects. Advises customers on small business banking strategies and products (including credit cards) that meet their objectives. Fulfills sales and service activities for the customer in accordance with...


  • Montréal, Canada BMO Financial Group Full time

    VIRTUAL(R)61 - HomeRes - QC - BMO XXXXX Quebec,X0X 0X0 - This position requires proficiency in a language other than French to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec._ Understands customer needs and provides small business banking sales and service to...


  • Montréal, Canada Business Development Bank of Canada Full time

    We are banking at another level. Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to...


  • Montréal, QC, Canada KPMG Full time

    Overview: At KPMG, you’ll join a team of diverse and dedicated problem solvers, connected by a common cause: turning insight into opportunity for clients and communities around the world. Our Financial Risk Management practice is looking for a Consultant with a quantitative modelling profile to join our team in the **Montreal** office. You will be...


  • Montréal-Ouest, Quebec, Canada Scotiabank Full time

    Requisition ID: 208578At Scotiabank, we're committed to delivering exceptional service to our customers. As a key member of our Canadian Banking Branch network, you'll play a vital role in providing personalized advice and support to small business owners. About the role Key responsibilities You'll be responsible for managing a portfolio of high-value and...

  • Small Business Advisor

    5 months ago


    Montréal, Canada Scotiabank Full time

    Requisition ID: 199290 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **About the role**: **What you’ll be doing**: Our Advisors are customer-centric and able to connect with people in a relatable way. As an essential member of the Canadian Banking Branch network, the focus is to provide exceptional...


  • Montréal-Ouest, Quebec, Canada Scotiabank Full time

    Requisition ID: 208578At Scotiabank, we're committed to delivering exceptional service to our customers. As a key member of our Canadian Banking Branch network, you'll play a vital role in providing personalized advice and support to small business owners. About the role Key responsibilities You'll be responsible for managing a portfolio of high-value and...

  • Risk Underwriter

    5 months ago


    Montréal, Canada OnDeck Canada Full time

    **Who we are**: At OnDeck Canada, we make small business a big deal. We’re improving Canada’s economic landscape by changing the way small businesses access capital. We care intensely about each other, our company and the customers we serve, and are committed to making every day count. Located in downtown Montreal, OnDeck Canada is a financial...


  • Montréal-Ouest, Quebec, Canada Scotiabank Full time

    Requisition ID: 208578At Scotiabank, we're committed to helping our customers achieve success through a range of advice, products, and services. As a Small Business Advisor, you'll play a key role in providing exceptional service to our customers and building strong relationships with them. About the role Key responsibilities You'll be responsible for...


  • Montréal, Canada Business Development Bank of Canada Full time

    We are banking at another level. Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to...


  • Montréal, Canada Scotiabank Full time

    Requisition ID: 189141 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose of Job** The incumbent is responsible for the execution of sales management and coaching activities assigned to their district (s) and or market area. Provides sales support to branches to enhance small business sales...


  • Montréal, Canada Business Development Bank of Canada Full time

    We are banking at another level. Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to...

  • Small Business Advisor

    3 months ago


    Montréal, QC, Canada Scotiabank Full time

    Requisition ID: 202256 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **About the role**: **What you’ll be doing**: Our Advisors are customer-centric and able to connect with people in a relatable way. As an essential member of the Canadian Banking Branch network, the focus is to provide exceptional...

  • Credit Manager

    5 months ago


    Montréal, Canada BMO Financial Group Full time

    105 rue St-Jacques O Montreal Quebec,H2Y 1L6 - Contributes to the development and implementation of lending related policies and procedures. - Acts as a trusted advisor to assigned business/group. - Influences and negotiates to achieve business objectives. - Recommends and implements solutions based on analysis of issues and implications for the business. -...


  • Montréal, Canada BMO Financial Group Full time

    105-119-129 rue St-Jacques O Montreal Quebec,H2Y 1L6 Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entity’s overall financial health and credit risk using discretionary authority within prescribed limits. Applies lending expertise to a lending product portfolio or part of the...


  • Montréal, Canada BMO Financial Group Full time

    105-119-129 rue St-Jacques O Montreal Quebec,H2Y 1L6 Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entity’s overall financial health and credit risk using discretionary authority within prescribed limits. Applies lending expertise to a lending product portfolio or part of the...