Director, Credit and Investment Risk Management

3 days ago

Montréal QC HB E, Canada Business Development Bank of Canada Full time

We are banking at another level.

Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:
- Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few- In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1- A hybrid work model that truly balances work and personal life- Opportunities for learning, training and development, and much more...

POSITION OVERVIEW

The Director, Credit & Investment Risk Management (CIRM), in collaboration with the Vice President, CIRM will maintain and improve the quality of BDC’s Growth and Transition Capital (GTC) portfolio by authorizing and monitoring transactions; ensuring adherence to solid due diligence principles; providing appropriate effective challenge within established policies and guidelines. The Director is responsible for decisioning of loan authorizations, disbursements and amendments in alignment with BDC’s risk appetite.

Growth and Transition Capital provides customized financing solutions (mezzanine, cash flow, MRR, unitranche and quasi-equity financing) to support companies’ growth.

The Director must establish and maintain a strong relationship with Growth & Transition Capital teams through communication, training, transaction alignments, guidance and support.

CHALLENGES TO BE MET- Decision loans, disbursements and amendments within established authorization limits and guidelines and aligned to BDC’s risk appetite.- Maintain and improve the quality of customer service through timely, effective and professional service to first line personnel while ensuring the integrity of the portfolio through adherence to due diligence and administrative processes.- Coach, provide guidance and contribute to continuous development of Growth & Transition Capital employees in all aspects of credit, by providing feedback on strengths and development needs, helping to identify training solutions, supporting onboarding of new employees, promoting knowledge transfer as well as sharing best practices.- Contribute to the execution of business plans and growth strategies by ensuring that solid credit & investment due diligence processes are in place and by developing and maintaining strong communications with first line management/employees to closely monitor key variables for successful delivery of financial support to entrepreneurs.- Regular participation to team meetings and conferences, provide training to areas of responsibility within Growth & Transition Capital.-
- Participate and/or lead various Corporate and/or business unit projects to support continuous improvement of existing processes and productivity.

WHAT WE ARE LOOKING FOR- Minimum of 10 years of experience at BDC and/or another financial institution/investment fund- Experience in underwriting, credit risk or management position, an asset- Knowledge and experience in cash flow, mezzanine, unitranche lending, MRR, quasi-equity, equity an asset- Ability to quickly identify the business context and key issues- Ability to work independently, rigour and strong priority management- Solutions oriented while balancing risk, ability to make recommendations and decisions aligned to key issues and broader business considerations and context;- Ability to establish and maintain effective working relationships across the business units and the organization;- Strong interpersonal and communication skills, ability to address issues tactfully and effectively, even in challenging situations;- Excellent communication skills both written and oral.- Strong credit acumen- Effective coaching skills- Bachelor's degree in Finance or Business Administration- Bilingualism (English & French) is a strong asset.

INDHP

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