Manager Community Credit

3 months ago

Toronto, Canada Vancouver City Savings Credit Union Full time

As **VCIB Credit Manager** your role will be to provide expert guidance, advice and adjudication to Lenders enabling the execution of complex Commercial Real Estate, Impact and Renewable Energy loans.

Within this role you will identify, design and implement innovative lending solutions, risk standards and adjudication criteria that enable emerging markets and new opportunities, as well as participate in the development of strategic initiatives and provide technical advice as related to the credit function, enabling compliant, informed and integrated plans.

This position offers a unique opportunity to have a positive social and environmental impact, exemplified by our Waste Heat Recovery Project and a Six Nations wind farm refinancing project in Ontario.

This is a **Full Time, 12 months’ work assignment** opportunity that reports to Vancity Director of Credit.

This competitively rewarded role will enjoy hybrid working arrangements which can be fulfilled primarily from your GTA (Great Toronto Area) based home office or other approved location, or from the VCIB Toronto office if you prefer. Periodically, in-person events or activities will be required of you.

Consideration may be given to filling the position in Vancouver with an option to work remotely from your GVRD (Greater Vancouver Regional District) based home office and from the Vancity Vancouver head office.

**A typical day would involve**:
Review and adjudicate VCIB real estate and clean energy loans implementing and being guided by VCIB's Lending Policy and Operating Lending Guidelines
- Implementing uniform business credit risk underwriting practices in order to optimize the quality of the Social Purpose Real Estate, Impact Lending and Renewable Energy portfolio.
- Providing the VCIB CRO with recommendations for changes to Lending Policy and insights into the Credit Risk portfolio
- Partner with key stakeholders to maintain end-to-end credit processes, trends and underwriting insights that support the development of scalable solutions
- Collaborate with lenders to identify emerging industry trends, risks and high-potential
opportunities, enabling the business to achieve its objective in creating impact
- Providing the Vancity Director of Credit with recommendations for changes to Lending Policy and insights into the Credit Risk portfolio
- Providing support in conversations with OSFI and Internal Audit reviews

**You Are**:

- **A Decisive Team Player** - self motivated, willing to share and collaborate, yet capable of making decisions and adjudicating within the scope of Vancity’s policy and procedures
- **Solutions-oriented **- you have a growth mindset and approach new and challenging situations with a “how might we” attitude
- **A relationship builder** - excited to collaborate across the organization to solve challenges
- **Initiative **- Able to initiate actions based on one’s own interpretation or understanding of a situation and address challenges and issues proactively
- **An Investigator & Problem Solver**:

- You have a natural curiosity and analytical eye to review information, detect anomalies, and investigate and resolve discrepancies. Able to solve problems and make decisions based on a specific set of standards and guidelines, escalating issues to senior staff as required.

**You Have**:

- Minimum ten (10) years of lending with advanced knowledge and expertise in business lending, credit risk and retail lending and business acumen in the context of the financial industry
- A related post-secondary degree from a recognized university, or equivalent

**You Also Have**:

- Communication and interpersonal skills to create clear understanding of expectations and address challenges and issues for the business unit; and represent the unit across the organization.
- People leadership skills to engage with supervisors/team leads, professionals and/ or other staff and carry out all people practices.
- Problem solving and decision-making skills to diagnose challenges and issues and develop innovative business solutions; and to assess risks and opportunities that may affect the unit and or designated unit
- Knowledge of the concepts, practices and techniques of the related field
- Planning and coordination skills to execute on operating plans, processes, methods and standards for a unit and to coordinate delivery of programs and services.
- Research and analytical skills to assess and recommend course of action on industry, political and economic trends, and to identify risks and opportunities that may impact the business
unit and or designated area.

**Pay Range**:91,000.00** to **136,400.00**

**Posting Deadline: Posted Until Filled**

**We offer**:

- We are the largest private-sector Living Wage Employer in Canada and have been consistently recognized as one of the Top Employers in Canada
- Our permanent employees qualify for attractive benefit packages that can be customized and changed each year to meet their evolving need

  • Credit Officer

    3 months ago

    Toronto, Canada Central 1 Credit Union Full time

    Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5...

  • Credit Analyst

    3 months ago

    Toronto, Canada Vault Credit Corporation Full time

    **Company**: Vault is a non-bank private lending company offering a wide array of financial services such as mortgage, leasing and lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We are dedicated to delivering products and services that meet the diverse needs of our borrowers, quicker...

  • Senior Credit Analyst

    2 weeks ago

    Toronto, Ontario, Canada Farm Credit Canada Full time

    **Job Summary**Farm Credit Canada is seeking a highly skilled Senior Credit Analyst to join our team. As a key member of our credit analysis team, you will be responsible for preparing credit submissions, analyzing source documents, and communicating with customers to thoroughly understand their business.**Key Responsibilities:**Negotiate and prepare credit...

  • Credit Manager, Specialized Lending

    1 week ago

    Toronto, Canada DUCA Financial Services Credit Union Ltd. Full time

    **Why DUCA?** We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to...

  • Credit Manager& Specialized Lending

    1 week ago

    Toronto, Canada DUCA Financial Services Credit Union Ltd. Full time

    Why DUCA? We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to...

  • Credit Collections Supervisor

    4 weeks ago

    Toronto, Ontario, Canada Total Credit Recovery Full time

    About Total Credit Recovery:We are a forward-thinking organization in the financial services industry, employing over 550 professionals across multiple locations in Canada. We are currently in search of dedicated, dynamic, and professional individuals to fill the role of Collections Manager.POSITION OVERVIEW:We are seeking a Collections Manager to oversee...

  • Credit Collections Supervisor

    4 weeks ago

    Toronto, Ontario, Canada Total Credit Recovery Full time

    About Total Credit Recovery: We are a forward-thinking organization in the financial services industry, employing over 550 professionals across multiple locations in Canada. We are currently in search of dedicated, motivated, and professional individuals to fill the role of Collections Manager. POSITION SUMMARY: We are seeking Collections Managers to...

  • Credit and Data Reporting Specialist

    5 months ago

    Toronto, Canada Meridian OneCap Credit Corporation Full time

    **_At Meridian _**_our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are_**_. - ** **About This Opportunity** - ~ turning _**_Data_**_ into _**_Information_**_ into _**_Insight_**_ into _**_Business...

  • Credit Cards Installment Lending Manager

    2 months ago

    Old Toronto, Canada City & County Credit Union Full time

    Credit Cards Installment Lending Manager Company Name: Scotiabank The following job posting and assessment questions were crafted by Kiinago Biinoogi Muskiiki (‘Our Children’s Medicine’ in English) in consultation with Indigenous Elders, Knowledge Keepers and other members of the community. Applications housed on this platform provide a unique...

  • Credit Counsellor

    2 weeks ago

    Toronto, Ontario, Canada The Credit Counselling Society Full time

    Job Title: Credit Counsellor Join our team at CCS, a non-profit organization dedicated to helping individuals overcome financial challenges and achieve their goals. About the Role: As a Credit Counsellor, you will play a vital role in providing support, care, and guidance to clients who are struggling with debt. Your passion for helping others and your...

  • Credit Manager, Specialized Lending

    1 week ago

    Toronto, Ontario, Canada DUCA Financial Services Credit Union Ltd. Full time

    About the RoleDUCA Financial Services Credit Union Ltd. is seeking a highly skilled Credit Manager, Specialized Lending to join our team. As a senior credit professional, you will be responsible for adjudicating high net worth member loans secured by investments and insurance.Key ResponsibilitiesReview and adjudicate credit applications and transactions...

  • Credit Manager, Specialized Lending

    1 week ago

    Toronto, Ontario, Canada DUCA Financial Services Credit Union Ltd. Full time

    About the RoleDUCA Financial Services Credit Union Ltd. is seeking a highly skilled Credit Manager, Specialized Lending to join our team. As a senior credit professional, you will be responsible for adjudicating high net worth member loans secured by investments and insurance.Key ResponsibilitiesReview and adjudicate credit applications and transactions...

  • Retail Credit Administrator

    1 month ago

    Toronto, Canada DUCA Financial Services Credit Union Ltd. Full time

    Why DUCA? We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to...

  • Credit Manager

    3 months ago

    Toronto, Canada GM Financial Full time

    Overview: **Responsibilities**: **Job Duties** **Credit Analysis (50%)** - Analyze, evaluate and decision credit requests within authorized lending limits that are submitted by dealers while operating under the policies and procedures set out by the Company. - Relay all items and conditions of approved or declined leases to the dealers using portals or...

  • Retail Credit Operations Specialist

    4 weeks ago

    Toronto, Ontario, Canada DUCA Financial Services Credit Union Ltd. Full time

    About DUCA Financial Services Credit Union Ltd.At DUCA, we embody a dynamic and engaging credit union that adheres to our philosophy of "profits with a purpose" in every financial service, product, interest rate, and community initiative we provide. Established in 1954, DUCA has expanded from a single branch in Toronto to 19 branches throughout Southern...

  • Retail Credit Operations Specialist

    4 weeks ago

    Old Toronto, Ontario, Canada DUCA Financial Services Credit Union Full time

    About DUCA Financial Services Credit Union DUCA is a dynamic and progressive credit union that embodies the philosophy of "profits with a purpose" in every financial interaction, product offering, interest rate, and community initiative. Established in 1954, DUCA has expanded from a single branch in Toronto to 19 branches throughout Southern Ontario, proudly...

  • Retail Credit Operations Specialist

    4 weeks ago

    Toronto, Ontario, Canada DUCA Financial Services Credit Union Ltd. Full time

    About DUCA Financial Services Credit Union Ltd.DUCA is a dynamic and innovative credit union that embodies its philosophy of "profits with a purpose" in every financial interaction, product offering, interest rate, and community initiative. Established in 1954, DUCA has expanded from a single branch in Toronto to 19 branches throughout Southern Ontario,...

  • National Credit Manager

    3 months ago

    Toronto, Canada Kohl & Frisch Limited Full time

    Primary Role of This Position The National Credit Manager is responsible for a large and diverse portfolio requiring excellent credit risk management skills, expertise in customer security agreements along with strong process and systems knowledge. This role will collaborate with the Supervisor, Credit on setting credit policies, monitoring credit lines, and...

  • Avp, Credit Management

    3 months ago

    Toronto, Canada TD Bank Full time

    **Work Location**: Toronto, Ontario, Canada **Hours**: 37.5 **Line of Business**: Credit Management **Pay Details**: **The AVP, Credit, Asset Based Lending, C.N.A. leads a team of Directors of Credit Execution Associate Directors, and Analysts. The role contributes to the growth of the portfolio by recommending credit structures to meet the needs of...

  • Credit Risk Manager, Esg Credit Risk Management

    3 months ago

    Toronto, Canada TD Bank Full time

    **Credit Risk Manager, ESG Credit Risk Management**: - 424069BR **Job Category - Primary** - Risk Management **Work Location** - TD Centre - TD Tower - 66 Wellington Street West **Employment Type** - Regular **City** - Toronto **Time Type** - Full Time **Province/State** - Ontario **Hours** - 37.5 **Workplace Model** - Hybrid **Pay...