Analyst, Real Estate Lending

5 days ago


Montréal, Canada Otéra Capital Full time

Otéra Capital Inc. is a major institutional commercial real estate debt player across North America and a leader in Canada, known for its expertise, professionalism and reliability. Otera's success is largely based on the talent, expertise and complementarity of its employees.

The group offers an environment that is both stimulating and dynamic, where we pursue excellence, we care, we innovate, we take ownership and we collaborate. Otera employees benefit from a competitive global compensation package, as well as professional development and wellness programs.

**Your role**:
Reporting to the Director, Real Estate Lending, the Analyst, Real Estate Lending - Term Loans is responsible for assisting and supporting the Real Estate Lending team in achieving their commercial mortgage investment objectives. The analyst must be able to successfully engage in multiple projects at the same time and have the ability to work quickly both independently and as part of a team in a high-volume environment with strict timelines.

He or she will also complete property valuations and market analyses, assist in the preparation of underwriting for new transactions and commercial mortgage renewals. In addition, he or she will also play a support role in loan administration by performing annual reviews of existing mortgages and preparing various internal reports.

**Your responsibilities**:
**Financial Analysis**
- Complete property valuations by performing cash flow and rental analysis of properties, including sensitivity analysis and market analysis;
**Asset Management**
- Complete annual reviews of the existing loan portfolio;
- Provide support to managers in processing various borrower requests and obtaining necessary internal approvals in this regard (assumption, partial releases, etc.);
**Loan origination**
- Gather, validate and analyze all necessary financial information and perform due diligence to meet Otéra's risk and performance requirements; including lease review, financial statement analysis and review of third party reports (appraisal, building condition, environment);
- Support the directors in the preparation of credit bids;
**Administrative management**
- Prepare various internal reports;
- Validate/enter data into the loan administration system;
- Perform property inspections and other various tasks.

**Your profile**:

- Bachelor's degree in finance, business administration or real estate;
- Two (2) to three (3) years of experience in an analytical role and/or in the commercial real estate industry;
- Knowledge of the commercial real estate industry and/or commercial property valuation and underwriting (an asset);
- Working knowledge of Outlook, Word, Excel, PowerPoint and Argus;
- Excellent oral and written communication skills;
- Bilingualism, oral and written;
- Strong analytical skills;
- Ability to work both independently and in a team environment;
- Ability to work on multiple projects with strict deadlines;
- Excellent organization and time management skills.


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