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Credit Analyst Ii

4 months ago

Victoria, Canada TD Bank Full time

**Credit Analyst II**:

- 415553BR

**Job Category - Primary**
- Commercial Banking

**Work Location**
- 1070 Douglas Street, 5777 Turner Road

**Employment Type**
- Regular

**City**
- Nanaimo, Victoria

**Time Type**
- Full Time

**Province/State**
- British Columbia

**Hours**
- 37.5

**Workplace Model**
- Hybrid

**Pay Details**

**Department Overview**

**Job Details**
- **Credit Analyst II.** You will prepare credit reviews, approve draw requests and have responsibilities for monitoring and control for driving profitable business growth while adhering to TD's credit risk policies. Furthermore, you will:

- Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment on time to meet customer needs
- Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Lead all aspects of analysis for an assigned portfolio
- Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies) to increase profitability and enable business growth
- Dedicatedly promote products, sales, services and banking capabilities
- Contribute to business objectives for Operational Excellence
- Integrate the broader organizational context into advice and solutions within own area
- Understand the industry, competition and the factors that differentiate the organization
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and collaboration and ensure timely communication of issues/ points of interest
- Provide thought leadership and industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
- Keep current on emerging trends and developments and grow knowledge of the business, related tools and techniques

**Job Requirements**
- Undergraduate degree and/or over 5 years of relevant experience
- In-depth expertise in own domain and working knowledge of broader related areas
- Proficient in using Windows and MS Office Suite (Word, Excel, PowerPoint and Outlook)
- Strong communications and organizational skills with the ability to multi-task and adapt to change in a dynamic fast-paced environment
- A high-energy individual who can be detail oriented and exercise initiatives with mínimal discretion

**Company Overview**

**Our Values**
At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.**Making Your Well-being a Priority**
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomesbecause when colleagues feel their best, they're more likely to do their best.**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.**How We Work**
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community and experience our culture of care.**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households an