Credit Analyst II

Credit Analyst II (Equipment Finance - Heavy Equipment & Agriculture) Location: Onsite, Calgary, Alberta Industry: Equipment Finance (Heavy Equipment & Agriculture) Employment Type: Full-time, permanent Professional Growth: Opportunities for career advancement within the organization Job Overview The Credit Analyst II role supports Essex Lease Financial Corporation’s objectives by reviewing, recommending, and approving industrial equipment finance applications. The position works closely with Essex’s sales team, documentation specialists, and customers to provide tailored solutions that match customer needs. This position requires demonstrated experience analyzing credit applications and financial statements within the equipment finance or leasing industry. Applicants without this background will not be considered. The successful candidate will be a full‑time professional based in our Calgary office and will report to the Credit Manager (AVP, Credit) as part of a collaborative team. Key Responsibilities Review and recommend conventional, near‑conventional, and asset‑based credit applications by performing financial statement analysis, equipment evaluation, industry evaluation, and overall assessment of credit risk. Collaborate with customers and members of Essex’s sales team to develop tailored financial solutions based on each customer’s unique circumstances. Ensure timely and accurate processing of credit applications. Aid in implementing and managing credit department projects. Build and maintain relationships with industry associates. Aid Essex management and stakeholders in meeting corporate goals. Candidate Profile Desire to find solutions that balance customer needs and financial risks. Strategic thinking, negotiation, and problem‑solving skills. Excellent written, verbal, and interpersonal communication skills. Professional, ambitious, and self‑motivated with a high sense of integrity. Strong time management and prioritization skills, working independently or collaboratively. Attention to detail and data accuracy, with strong organizational skills. Proficiency in quickly learning new software and processes. Capability to build authentic customer relationships and interact effectively with employees at all levels. Proficient in Microsoft Office Suite, specifically Excel. Required Education and Experience Post‑secondary degree in a relevant field (Business Marketing, Commerce preferred but not required). Minimum 3–5 years experience in the Equipment Finance / Leasing Industry preferred. Benefits and Perks Competitive salary with incentive bonus. RRSP matching and education reimbursement. On‑site parking and fitness facility. Partner benefits and team‑building events. Additional opportunities for professional growth. About Essex Essex Lease Financial Corporation is Western Canada’s leading independent industrial equipment finance company headquartered in Calgary, Alberta. Essex has provided custom new and used equipment financing solutions to businesses across Canada for over 30 years. With a professional approach to lending, expedient service, and deep industry knowledge, Essex emphasizes strength of character and asset value as primary lending criteria. These qualities have earned us lasting client relationships and a trusted reputation in a wide range of industries. Corporate Responsibility Essex is committed to making a positive economic and social impact through our tailored financing solutions. We strive to provide responsible leadership in the marketplace, the workplace, and the communities where we live and work. For more detailed information about Essex and our financial services, please visit www.elfc.ca. #J-18808-Ljbffr