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Senior Portfolio Consultant, Programs

3 months ago


Toronto, Ontario, Canada Zurich Insurance Company Full time

The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.

If you have technical underwriting experience in a Commercial P&C environment, and are looking for a new challenge, we would love to hear from you.

Zurich Canada is currently looking for a Senior Portfolio Consultant to join our Programs team.

Reporting to Head of Programs, you will: provide portfolio insights and technical underwriting guidance to the Programs management team under limited direction, support the profitability and sustainable underwriting of the Programs portfolio, and keep executive stakeholders informed of management actions.

This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters.

This is a hybrid work opportunity.

What you will do

Portfolio Reporting:

• Develop dashboard tools to monitor portfolio KPIs like retention, portfolio mix, and rate adequacy.

• Create presentations for various stakeholders to share key portfolio insights and action plans.

Rate Execution:

• Work with actuaries, underwriters, and management to translate actuarial indications into rating strategies, rating segmentation, and rating tools.

• Monitor portfolio rate adequacy and rate changes. Deliver segmented insights for execution of actuarial indications.

Underwriting Strategies:

• Provide performance analysis on Programs to broker partners, customers, and executive stakeholders as part of new, renewal, and half-year performance updates.

• Work with underwriters and management to develop underwriting strategies and guidelines (e.g., deductibles, referral triggers) that ensure sustainable profitability and operational efficiencies.

Claims Insights:

• Monitor and review large losses for portfolio-level trends. Work alongside underwriting, claims, and risk services team to share large loss learnings with broader organization.

• Monitor attritional loss trends to diagnose performance drivers and enable proactive action plans.

Accumulation Management:

• Monitor and proactively manage accumulation risk across the portfolio utilizing insights from exposure management tools.

• Maintain accumulation data integrity by resolving operational and underwriting data issues.

• Provide accumulation insights into new and renewing programs that allow for better pricing segmentation and rating optimization.

• Assist in developing submission materials and presentations for reinsurance.

Operational Streamlining:

• Provide business requirements to IT to productionize and streamline existing reporting.

• Provide ad-hoc support to broker and internal partners in reconciling bordereaux data.

Job Qualifications - What you bring to the table

Job Qualifications - What you bring to the table:

Required:

• Bachelors Degree and 3 or more years of experience in the Underwriting area
OR

• High School Diploma or Equivalent and 5 or more years of experience in the Underwriting area

Preferred:

• Financial acumen – good understanding of P&L statements and drivers of line items.

• Minimum 3 years of industry experience in insurance, financial services, and/or consulting.

• Programming and/or automation skills in SQL, Python, R, Databricks, are a definite asset.

• Understanding of insurance and reinsurance concepts.

• Capable of managing multiple competing priorities across short and medium-term project windows.

• Identify problems and own resolution with resourcefulness and limited guidance.

• Advanced Excel, data analysis, and data presentations skills.

• Strong listening, verbal and written communication skills

• Able to work independently with limited direction.

Our Culture


• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.

• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.

• We care about our employees' well-being and offer a comprehensive health/benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.

• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.

• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.

• We are committed to continuous improvement, and offer access to a comprehensive range of training and development opportunities.

• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.

• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto's Top Employers and to have received Insurance Business Canada's 5-Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.

About Us

A future with Zurich

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 148 years of experience managing risk and supporting resilience. We are a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. Today, we serve more than 25 industries, from agriculture to technology and insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our people, our customers and the communities we serve.