Current jobs related to Residential Underwriter - Toronto ON - Home Trust Company
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Residential Underwriter
8 hours ago
Toronto, Canada Home Trust Company Full timeAbout the RoleWe are seeking a skilled Residential Underwriter to join our Underwriting Classic - Toronto team at Home Trust Company.As a Residential Underwriter, you will be responsible for assessing mortgage applications and making prudent credit decisions on complex files. You will review, analyze, and verify mortgage applications for completeness,...
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Residential Underwriter
12 hours ago
Toronto, Canada Home Trust Company Full timeAbout the RoleWe are seeking a skilled Residential Underwriter to join our Underwriting Classic - Toronto team at Home Trust Company.As a Residential Underwriter, you will be responsible for assessing mortgage applications and making prudent credit decisions on complex files. You will review, analyze, and verify mortgage applications for completeness,...
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Residential Mortgage Underwriter
1 week ago
Toronto, Ontario, Canada Home Trust Full timeJob Title: Residential Mortgage UnderwriterHome Trust Company is seeking a skilled Residential Mortgage Underwriter to join our team. As a key member of our Mortgage Underwriting business unit, you will be responsible for adjudicating mortgage applications and ensuring compliance with our legislative and regulatory requirements.Key Responsibilities:Assess...
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Residential Mortgage Underwriter
1 week ago
Toronto, Ontario, Canada Home Trust Full timeJob Title: Residential Mortgage UnderwriterHome Trust Company is seeking a skilled Residential Mortgage Underwriter to join our team. As a key member of our Mortgage Underwriting business unit, you will be responsible for adjudicating mortgage applications and ensuring compliance with our legislative and regulatory requirements.Key Responsibilities:Assess...
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Residential Underwriting Specialist
3 weeks ago
Toronto, Ontario, Canada First National Full timeAbout the RoleWe are seeking a highly skilled and detail-oriented Mortgage Underwriter Associate to join our team at First National. As a key member of our Third Party Residential Underwriting Division, you will play a critical role in supporting the underwriting and credit decision process.Key ResponsibilitiesReview and verify accuracy of required...
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Residential Underwriting Specialist
3 weeks ago
Toronto, Ontario, Canada First National Full timeAbout the RoleWe are seeking a highly skilled and detail-oriented Mortgage Underwriter Associate to join our team at First National. As a key member of our Third Party Residential Underwriting Division, you will play a critical role in supporting the underwriting and credit decision process.Key ResponsibilitiesReview and verify accuracy of required...
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Residential Underwriting Specialist
3 weeks ago
Toronto, Ontario, Canada First National Full timeJob Summary:We are seeking a highly skilled and detail-oriented Associate Mortgage Underwriter to join our team at First National. As a key member of our Residential Underwriting department, you will play a critical role in supporting the underwriting and credit decision process.Key Responsibilities:Review and verify accuracy of required documentation...
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Residential Underwriting Specialist
3 weeks ago
Toronto, Ontario, Canada First National Full timeJob Summary:We are seeking a highly skilled and detail-oriented Associate Mortgage Underwriter to join our team at First National. As a key member of our Residential Underwriting department, you will play a critical role in supporting the underwriting and credit decision process.Key Responsibilities:Review and verify accuracy of required documentation...
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Residential Underwriter
4 days ago
Toronto, Canada Home Trust Company Full timeCome join Home Trust Company as a Residential Underwriter in our Underwriting Classic - Toronto team!Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential...
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Residential Underwriter
3 days ago
Toronto, Canada Home Trust Company Full timeCome join Home Trust Company as a Residential Underwriter in our Underwriting Classic - Toronto team! Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential...
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Manager, Residential Underwriting
4 months ago
Toronto, Canada Home Trust Company Full timeCompany Profile Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
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Residential Mortgage Underwriter
3 weeks ago
Toronto, Ontario, Canada Home Trust Full timeJob SummaryWe are seeking a highly skilled Mortgage Underwriter to join our team at Home Trust Company. As a key member of our Mortgage Underwriting business unit, you will be responsible for adjudicating residential mortgage applications and ensuring compliance with our legislative and regulatory requirements.Key ResponsibilitiesRisk and Compliance...
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Residential Mortgage Underwriter
3 weeks ago
Toronto, Ontario, Canada Home Trust Full timeJob SummaryWe are seeking a highly skilled Mortgage Underwriter to join our team at Home Trust Company. As a key member of our Mortgage Underwriting business unit, you will be responsible for adjudicating residential mortgage applications and ensuring compliance with our legislative and regulatory requirements.Key ResponsibilitiesRisk and Compliance...
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Residential Mortgage Underwriter
2 weeks ago
Toronto, Ontario, Canada Home Trust Full timeMortgage Underwriter Job DescriptionHome Trust Company is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our mortgage lending process.Key Responsibilities:Assess mortgage applications and make prudent credit decisions on complex filesReview and analyze...
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Residential Mortgage Underwriter
2 weeks ago
Toronto, Ontario, Canada Home Trust Full timeMortgage Underwriter Job DescriptionHome Trust Company is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our mortgage lending process.Key Responsibilities:Assess mortgage applications and make prudent credit decisions on complex filesReview and analyze...
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Residential Mortgage Underwriter
2 days ago
Toronto, Ontario, Canada Home Trust Company Full timeAbout the RoleThe Residential Underwriter will be responsible for assessing mortgage applications and making prudent credit decisions on complex mortgage files. This role requires a strong understanding of the 5 C's (Capacity, Capital, Collateral, Character, and Conditions) and the ability to analyze and verify mortgage applications for completeness,...
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Residential Mortgage Underwriter
3 days ago
Toronto, Ontario, Canada Home Trust Company Full timeAbout the RoleThe Residential Underwriter will be responsible for assessing mortgage applications and making prudent credit decisions on complex mortgage files. This role requires a strong understanding of the 5 C's (Capacity, Capital, Collateral, Character, and Conditions) and the ability to analyze and verify mortgage applications for completeness,...
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Residential Underwriter
4 days ago
Toronto, Ontario, Ontario, Canada Home Trust Company Full timeCome join Home Trust Company as a Residential Underwriter in our Underwriting Classic - Toronto team!Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential...
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Residential Mortgage Underwriter
2 weeks ago
Toronto, Ontario, Canada Home Trust Full timeMortgage Underwriter Job DescriptionHome Trust Company is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our mortgage lending process.Key Responsibilities:Assess mortgage applications and make prudent credit decisions on complex filesReview and analyze...
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Residential Mortgage Underwriter
2 weeks ago
Toronto, Ontario, Canada Home Trust Full timeMortgage Underwriter Job DescriptionHome Trust Company is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our mortgage lending process.Key Responsibilities:Assess mortgage applications and make prudent credit decisions on complex filesReview and analyze...
Residential Underwriter
4 months ago
Company Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer complementary lending services and competitive deposit investment products. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.Position Overview The Mortgage Underwriter will adjudicate mortgage applications by assessing prospective clients in accordance with the 5 C’s (Capacity, Capital, Collateral, Character, Conditions). Assessing risk and ensuring all applications adhere to both quality and service standards remain the overarching focus for this role.Position Responsibilities Make prudent credit decisions on complex mortgage filesReceive, review, analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matricesAdhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing and internal Anti-Fraud Policy requirementsFile Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environmentNegotiate loan terms to meet interests of the client and Home Trust’s risk toleranceReview files and recommend mortgage deals for final approval; Maintain accurate information and detailed notes on applicationsPrepare and issue conditional mortgage commitments outlining all conditions that must be met to Home Trust’s satisfactionIssue mortgage commitment according to negotiated and approved termsReview completeness and quality of file documentation prepared by Originations prior to fundingAdhere to defined Service Level Agreement in acknowledging applications and following up on additional required informationWork effectively with all internal business partners to underwriting quality transactions and provide a high level of serviceRemain current on latest developments within industry and market trends to secure competitive advantageRelated Experience 3-5 years (5+ years for Senior) with mortgage lendingStrong understanding of residential mortgage productsProficient in adjudicating creditAcknowledgement All employees of Home Trust Company must comply with all applicable Home Trust Company, and specific Line of Business policies, standards, guidelines and controls. Additionally, all employees are obligated to become familiar with Home’s risk management framework and understand the operational risk management requirements within their specific business. Employees are also expected to understand and comply with the Company’s Code of Business Conduct & Ethics Policy at all times and escalate any issues or concerns through various reporting channels (i.e. Ombudsman, Compliance Hotline, Whistleblower Policy, etc).
