Residential Mortgage Underwriter

1 day ago


Toronto, Ontario, Canada Home Trust Full time
Mortgage Underwriter Job Description

Home Trust Company is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our mortgage lending process.

Key Responsibilities:
  • Assess mortgage applications and make prudent credit decisions on complex files
  • Review and analyze mortgage applications for completeness, accuracy, and risk, ensuring compliance with Home Trust Company's underwriting policies and procedures
  • Adhere to applicable compliance obligations, including Privacy, Anti-Money Laundering/Anti-Terrorist Financing, and internal Anti-Fraud Policy requirements
  • Negotiate loan terms to meet the interests of clients and Home Trust's risk tolerance
  • Prepare and issue conditional mortgage commitments outlining all conditions that must be met to Home Trust's satisfaction
Requirements:
  • Post-secondary degree or diploma required (University degree preferred)
  • 3-5 years of experience in mortgage lending (5+ years for Senior)
  • Strong understanding of residential mortgage products and proficient in adjudicating credit
  • Excellent communication and time management skills, with the ability to multi-task in a fast-paced environment
About Home Trust Company:

Home Trust Company is a leading alternative lender in Canada, with a strong track record of success. We are committed to providing excellent service to our clients and employees, while maintaining a culture of respect, trust, and integrity.



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