Associate - Credit Division of the Americas

4 weeks ago

Toronto, Canada MUFG Full time

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Portfolio Management:

Support the credit/portfolio management of a segment of the corporate loan portfolio in CDA. Perform due diligence and regularly scheduled evaluation of a segment of the corporate loan portfolio. Preparation of detailed credit analyses and required credit applications according to policy including evaluation of corporate, regulatory and industry risk, historical operating/financial performance, projected operating/financial performance and capital structure. Modeling skills required for both the credit application process and Quarterly Credit Watch presentations. Responsible for the coordination and communication of account information across various constituencies throughout the organization. Responsible for knowledge of country risk factors on a macro level. Responsible for knowledge of particular industries and all current events related to their assigned portfolio utilizing internal and external sources. Oversight of covenant compliance databases and facility closing due diligence, including documentation. Attend customer and bank meetings when appropriate. Special projects as assigned.

Advanced Credit/Underwriting Solutions:

Pre-screen proposed transactions to identify critical structural issues and risks, balancing institutional policy and risk appetite with business objectives with the guidance from Senior Credit Officers Work on structured credit transactions including Financial Solutions, securitizations, hedging structures, supply chain finance and leasing transactions with the guidance from Senior Credit Officers Understand and maintain solid industry knowledge of industries represented in the portfolio, including technical aspects and regulatory issues.

Policy and Deal Advocacy:

Assist Senior Credit Officers to influence policy development by participating in committees, project teams, or transaction discussions. Communicate with Relationship Managers and Portfolio Managers to resolve issues to ensure transaction requests are acceptable and within the risk appetite of the Bank.

Technical Skills:

Strong communication, analytical, problem solving and financial modeling skills a must. Good computer skills in Mircrosoft Word, Power Point and Excel.

Experience and Abilities:

Minimum of 3 years of work experience within a financial institution analyzing corporate and or commercial client's risk and credit profiles. Similar experience in accounting firms or rating agencies also acceptable. Previous experience analyzing corporate or commercial credit and financing transactions is required.  Experience with leveraged finance transactions is a plus.  Experience analyzing clients in the Power & Utilities, Commodities and/or Mining industries is a plus. Verbal and written communication skills appropriate for a professional environment.

Education and Training:

Bachelor's degree required. Working towards CFA and or MBA is an asset. Completion of formal credit-training program at a money center bank is preferred.

Working Conditions:

4 days a week in the office; 1 day from home Travel not required
  The job description and related application pertains to an opportunity with either MUFG Bank, Ltd., Canada Branch (“MUFG Bank Canada”) or MUFG Securities (Canada), Ltd. (“MUFG Securities Canada”). The job description relates to the general nature, scope, quantity and quality of work contemplated for the position. Other duties and responsibilities not specifically described may be assigned from time to time, consistent with knowledge, skills and abilities of the incumbent. The receipt of an application by either MUFG Bank Canada or MUFG Securities Canada, as applicable, does not imply or guarantee employment.Each of MUFG Bank Canada and MUFG Securities Canada is an equal opportunity employer.•As a federally regulated entity, MUFG Bank Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Canadian Human Rights Act and the Canada Labour Code. Where MUFG Bank Canada obtains information relating to protected grounds under the Canadian Human Rights Act as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Bank Canada does not use such information for decision making purposes relating to the position contemplated in this application.•As a provincially regulated entity, MUFG Securities Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Human Rights Code (Ontario) and the Employment Standards Act (Ontario). Where MUFG Securities Canada obtains information relating to protected grounds under the Human Rights Code (Ontario) as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Securities Canada does not use such information for decision making purposes relating to the position contemplated in this application.

  • Associate - Credit Division of The Americas

    6 days ago

    Toronto, Canada MUFG Canada Full time

    **Do you want your voice heard and your actions to count?** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term...

  • Credit & Collections Officer

    4 weeks ago

    Toronto, Canada Vault Credit Corporation Full time

    **Credit & Collections Officer** Vault Home Credit Corporation DBA VaultPay is designed to ease the consumer financing transaction between our Partners and Homeowners. We offer customers total payment control with simple and easy financing options for Homeowners and their Home Improvement loans. We are looking for a motivated, Collections Associate to join...

  • Transfer Credit Officer

    4 weeks ago

    Toronto, Canada University of Toronto Full time

    **Date Posted**:11/02/2023 **Req ID**: 34777 **Faculty/Division**: Faculty of Arts & Science **Department**: Faculty Registrar **Campus**: St. George (Downtown Toronto) **Position Number**: 00055338 **Description**: **About us**: The Faculty of Arts & Science is the heart of Canada’s leading university and one of the most comprehensive and diverse...

  • Associate, Credit Products

    5 days ago

    Toronto, Canada Royal Bank of Canada> Full time

    Job SummaryJob DescriptionWhat is the opportunity?RBC Clear, the new RBC Capital Markets US cash management platform, has undertaken a green field project which built a new capability to serve corporate clients. The primary function of this role is to help build and manage credit risk processes, monitor activity and provide insights & analysis to our...

  • Associate, Credit Products

    1 week ago

    TORONTO, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?RBC Clear, the new RBC Capital Markets US cash management platform, has undertaken a green field project which built a new capability to serve corporate clients. The primary function of this role is to help build and manage credit risk processes, monitor activity and provide insights & analysis to our...

  • Associate, Ratings

    1 month ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Associate, Tax Credits

    4 weeks ago

    Toronto, Canada Reel One Entertainment Full time

    Champlain Media is a dynamic international television production and distribution company with offices in Toronto, Kelowna and Montreal. Champlain Media leads the way in the development, financing, production, and distribution of high-quality TV programming, being one of the largest suppliers in the niche of highly commercial TV movies. Please visit our web...

  • Associate Director

    1 month ago

    Toronto, Canada Royal Bank of Canada Full time

    **Job Summary** Group Risk Management-Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe. Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide...

  • Credit Investments Associate

    4 weeks ago

    Toronto, Canada Float Financial Solutions Inc. Full time

    **About Float** Float is one of Canada's fastest growing companies, serving Canadian businesses with our innovative smart corporate card and spend management solution. Float's team is customer-obsessed, passionate, vibrant, and entrepreneurial, and includes executives from Uber, Shopify, Ritual, and many other incredible tech companies! At Float, everyone...

  • Associate Professor/professor- Division Head, Uhn

    4 weeks ago

    Toronto, Canada University of Toronto Full time

    **Date Posted**:03/19/2024 **Closing Date**: 04/30/2024, 11:59PM ET **Req ID**: 36587 **Job Category**:Faculty - Clinical **Faculty/Division**: Temerty Faculty of Medicine **Department**: Dept of Surgery **Hospital Affiliation**: UHN - Toronto General Hospital **Campus**: St. George (Downtown Toronto) **Description**: The Sprott Department of Surgery at...

  • Collections Associate

    4 weeks ago

    Toronto, Canada Vault Credit Corporation Full time

    **Collections Associate** Vault Home Credit Corporation DBA VaultPay is designed to ease the consumer financing transaction between our Partners and Homeowners. We offer customers total payment control with simple and easy financing options for Homeowners and their Home Improvement loans. We are looking for a motivated, Collections Associate to join our...

  • Assistant, Associate or Full Professor

    4 weeks ago

    Toronto, Canada University of Toronto Full time

    **Date Posted**:01/26/2023 **Closing Date**: 03/03/2023, 11:59PM ET **Req ID**: 29456 **Job Category**:Faculty - Clinical **Faculty/Division**: Temerty Faculty of Medicine **Department**: Dept of Medicine **Hospital Affiliation**: University Health Network (UHN) & Sinai Health System (SHS) **Campus**: St. George (Downtown Toronto) **Description**: The...

  • Credit Quality Assurance

    2 weeks ago

    Toronto, Canada MUFG Full time

    Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term...

  • Associate, Credit Products

    6 days ago

    Toronto, Canada RBC - Royal Bank Full time

    Job SummaryJob DescriptionWhat is the opportunity?RBC Clear, the new RBC Capital Markets US cash management platform, has undertaken a green field project which built a new capability to serve corporate clients. The primary function of this role is to help build and manage credit risk processes, monitor activity and provide insights & analysis to our team's...

  • Associate/full Professor- Chair of Division of

    2 days ago

    Toronto, Canada University of Toronto Full time

    **Date Posted**:04/09/2024 **Closing Date**: 05/22/2024, 11:59PM ET **Req ID**: 36904 **Job Category**:Faculty - Clinical **Faculty/Division**: Temerty Faculty of Medicine **Department**: Dept of Surgery **Hospital Affiliation**: **Campus**: St. George (Downtown Toronto) **Description**: The Division of Plastic, Reconstructive and Aesthetic Surgery has 77...

  • Assistant/associate/professor - Head, Division of

    4 weeks ago

    Toronto, Canada University of Toronto Full time

    **Date Posted**:12/01/2023 **Closing Date**: 01/30/2024, 11:59PM ET **Req ID**: 35207 **Job Category**:Faculty - Clinical **Faculty/Division**: Temerty Faculty of Medicine **Department**: Dept of Paediatrics **Hospital Affiliation**: Hospital for Sick Children **Campus**: St. George (Downtown Toronto) **Description**: **Division Head, Division of...

  • Associate, Institutional Client Credit Management

    9 hours ago

    Toronto, Canada Royal Bank of Canada> Full time

    Job SummaryJob DescriptionWhat is the opportunity?You will be responsible for requesting risk approval and monitoring overdraft, credit and transactional risk limits for various groups of fund relationships including regulated mutual funds, pension funds, trusts and endowments.  You will manage relationships with external clients as well as sales and...

  • Associate, Institutional Client Credit Management

    1 day ago

    TORONTO, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?You will be responsible for requesting risk approval and monitoring overdraft, credit and transactional risk limits for various groups of fund relationships including regulated mutual funds, pension funds, trusts and endowments.  You will manage relationships with external clients as well as sales and...

  • Associate, Institutional Client Credit Management

    2 days ago

    Toronto, Canada Royal Bank of Canada Full time

    **Job Summary** **What is the opportunity?** **What will you do?** - Timely preparation of transaction requests in support of RBC CM credit intensive trading activities with global asset managers on behalf of the funds they manage. - Manage the complete client set-up process for trading and overdrafts - covering risk, regulatory, legal, compliance, tax and...

  • Infrastructure & Transportation in North America

    4 weeks ago

    Toronto, Canada COWI Full time

    As a member of the North American team, you will join our skilled experts and support projects across the transportation and energy sectors, including bridge, marine, offshore wind, and tunnels. We unite the engineering companies formerly known as Buckland & Taylor, Jenny Engineering, Ben C. Gerwick, Ocean and Coastal Consultants, and Finley Engineering. ...