Bilingual Collection Agent

1 week ago


Greater Toronto Area ON, Canada Hyundai Capital Canada Full time $45,000 - $60,000 per year

*English Version Follows*

Qui Nous Sommes :

Hyundai Capital Canada (HCCA) est l'entreprise de financement captif du Groupe Hyundai Motor au Canada. Nous opérons sous les marques de service Hyundai Motor Finance, Kia Finance et Genesis Finance. À travers un réseau de plus de 450 concessionnaires Hyundai et Kia à travers le pays, nous offrons des solutions de financement et de location de véhicules aux consommateurs et aux clients commerciaux.

Proposition de Valeur pour les Employés et Culture :

Nos employés contribuent chaque jour à une culture rapide, dynamique, énergisée, agile et collaborative. Grâce à nos divers programmes pour les employés et à la conception unique de nos bureaux, nous nous efforçons de favoriser une culture d'entreprise connectée, agréable, positive et enrichissante, où les employés se sentent appréciés pour leurs contributions, fiers de leur entreprise et investis avec passion dans la réussite de HCCA.

Une Entreprise Globale :

De nombreux pays. Une seule identité. Hyundai Capital possède des bureaux dans le monde entier, notamment en Corée du Sud, aux États-Unis, en Chine, au Royaume-Uni, en Allemagne et au Brésil. Nos environnements de travail sont conçus autour de thèmes spécifiques afin d'assurer une identité globale cohérente qui reflète nos valeurs : simplicité, collaboration, éléments naturels et symétrie.

Détails du Poste :

L'Associé(e) Bilingue, Recouvrement est responsable de l'évaluation et du recouvrement des comptes en souffrance, en maximisant les paiements des clients tout en maintenant une relation saine et respectueuse avec eux. Bien que le rôle implique principalement la gestion des appels entrants, la réalisation d'appels sortants et la réponse aux courriels des clients, d'autres tâches administratives liées au recouvrement sont nécessaires pour atteindre les indicateurs de performance individuels et collectifs en matière de recouvrement. L'Associé(e) travaillera selon des quarts rotatifs entre 8 h et 20 h, du lundi au samedi. Une certaine flexibilité est donc requise. Nous recrutons actuellement pour quatre (4) postes, avec une date d'entrée en fonction prévue pour janvier 2026.

Tâches et Responsabilités :

  • Recouvrer les comptes actifs à tout stade de retard (1 à 120+ jours de retard) en maximisant les paiements
  • Recouvrer les frais de fin de contrat sur les comptes terminés
  • Recouvrer les comptes en défaut de paiement initial et analyser les cas potentiels de fraude
  • Recouvrer les paiements initiaux manqués et corriger tout problème procédural applicable
  • Recouvrer les prêts non performants et négocier le meilleur paiement possible
  • Recommander les comptes admissibles ayant 45+ jours de retard pour la procédure de mise en demeure
  • Toute autre tâche assignée

Qualifications :

  • 2+ ans d'expérience en tant qu'Analyste Recouvrement

Éducation et Certification :

  • Diplôme d'études secondaires (obligatoire), diplôme collégial un atout

Connaissances, Compétences et Aptitudes :

  • Connaissance des pratiques et réglementations canadiennes en matière de recouvrement
  • Compétences avancées en négociation
  • Capacité à gérer les conflits, désamorcer les situations et trouver des solutions adaptées aux clients et à l'entreprise
  • Expérience intermédiaire avec Microsoft Excel
  • Capacité à lire, écrire et parler couramment l'anglais et le français
  • Expérience significative en recouvrement automobile
  • Connaissance des techniques efficaces de recouvrement pour les comptes en retard de paiement avancé

Engagement en Matière d'Accessibilité :

Hyundai Capital Canada Inc. s'engage à examiner les candidatures de personnes en situation de handicap. Des mesures d'adaptation sont disponibles sur demande pour les candidats participant à toutes les étapes du processus de sélection.

*English Version*

Who We Are: Hyundai Capital Canada (HCCA) is the Canadian captive finance business for Hyundai Motor Group. We go to market under the service brands Hyundai Motor Finance, Kia Finance and Genesis Finance. Through a network of over 450 Hyundai and Kia dealerships nationwide, we provide indirect vehicle financing and leasing solutions to consumers and commercial customers.

Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative. From our various employee programs to the unique design of our offices, we strive to foster a connected, fun, positive and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and passionately invested in HCCA's success.

Global One Company: Many countries. One identity. Hyundai Capital has offices across the world, including South Korea, the United States, China, the United Kingdom, Germany, and Brazil. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: simplicity, collaboration, elements of nature and symmetry.

Position Details: The Bilingual Associate, Collections is responsible for the assessment and collection of past due accounts, maximizing payments from customers while preserving a healthy and respectful relationship with them. While the role mainly requires attending inbound calls, making outbound calls, and replying to emails from customers, other collections administrative tasks are required to achieve the individual and collective collections KPIs. The Associate will work the rotating shifts between the hours of 8 am to 8 pm between Monday and Saturday. Therefore, flexibility is required. We are currently hiring for four (4) openings, with a start date scheduled for January 2026.

Duties and Responsibilities:

  • Collect on active accounts in any stage of delinquency DPD) maximizing payment account
  • Collect end-of-term billing on terminated accounts
  • Collect on First Payment Default accounts and analyze for potential fraud
  • Collect Missed First Payment accounts and fix the applicable procedural issue
  • Collect on non-performing loans and negotiate best possible payment amount
  • Recommend eligible accounts that are 45+ DPD for Notice of Default procedure
  • All other duties as assigned

Qualifications

  • 2+ years of experience as a Collections Analyst

Education & Certification

  • High school graduate (required), College Degree a plus

Knowledge, Skills, & Abilities

  • Knowledge of Canadian collection practices and regulations
  • Highly effective negotiation skills
  • Capable of managing conflict, de-escalating situations, and finding solutions suitable for both customers and the company
  • Intermediate experience in Microsoft Excel
  • Must be able to read, write, and speak in English and French
  • Significant previous experience in automotive collections
  • Knowledge of effective collections techniques for late-stage delinquent accounts

Hyundai Capital Canada Inc. is committed to acknowledge applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Job Type: Full-time

Benefits:

  • Company events
  • Dental care
  • Extended health care
  • Paid time off
  • RRSP match
  • Vision care

Experience:

  • Customer service: 1 year (required)

Language:

  • French (required)
  • English (required)

Work Location: Remote


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