Commercial Lines Senior Underwriter P&C Real Estate

INTRODUCTION

At Specialty Program Group Canada (SPG Canada), we are insurance entrepreneurs united by a bold vision: to aggregate strengths and deliver unmatched value as Canada's largest Delegated Underwriting Authority Enterprise (DUAE).

We exist to satisfy insurance needs in our target markets faster, better, and even where others might not. We do this by uniting leading underwriting talent and specialty insurance brands under one coast-to-coast platform, delivering speed, service, and expertise at a national scale.

But what truly sets us apart is our people. At SPG Canada, you will be part of a collaborative, growing team that values innovation, professional development, and shared success. Our culture is built on entrepreneurial thinking, open communication, and a strong sense of purpose. We believe in empowering our employees to take ownership, contribute ideas, and grow their careers within a supportive and dynamic environment.

Our legacy MGA brands include Cansure, i3 Underwriting, Totten Insurance Group, Beacon, and Anderson McTague & Associates. Our value to our partners is further enhanced through our in-house claims management team, Specialty Claims Canada.

Together, we are building more than a market leader — we are building a place where talented professionals can thrive.

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OVERVIEW

As a Commercial P&C Real Estate Senior Underwriter at SPG Canada, you will play a key role in driving the company's growth and profitability. You will assess the acceptability of business opportunities in line with company guidelines, including reviewing and pricing new submissions, renewal business, and endorsements. Leveraging your expertise, creativity, and entrepreneurial mindset, you will develop strong broker relationships and grow your book of business.

You will work closely with experienced practice leaders, managers, and executives, supported by an extensive product range, ample capacity, and the empowerment needed to succeed. In collaboration with colleagues and management, you will deliver value-added expertise and exceptional service to our broker partners.

This is a hybrid position with the preference to be based in Toronto, ON.

RESPONSBILITY

This position will:

• Perform risk analysis using internal and external data resources for the purpose of quoting, negotiating and authorizing the renewal of existing policies and acceptance of new opportunities for risks of a moderate to high complexity based on guidelines and retention goals of the company;
• Develop and support professional business partnerships with brokers by providing prompt service, responding to inquiries, acting pro-actively and taking ownership of issues and resolving them with a solution-oriented approach;
• Pursue and achieve production targets;
• Travel occasionally to meet with brokers and others to promote our business and identify business opportunities;
• Make decisions based on imperfect information;
• Communicate decisions and respond in a prompt and professional manner;
• Build and maintain positive working relationships with internal and external parties, including attending industry related seminars and networking events as necessary;
• Negotiate coverage with brokers within and delegated authority parameters;
• Manage, strengthen and grow a book of profitable business;
• Handle endorsement requests within delegated authority. Independently engages with broker to clarify intent of the request or seek missing information;
• Maintain compliance with established corporate guidelines and delegated authority parameters;
• Work independently to meet deadlines following company guidelines to accomplish goals;
• Take ownership of work-related activities and follow through on your commitments;
• Deal effectively with pressure, maintains a positive outlook and recover quickly from setbacks;
• Prioritize and complete tasks to deliver desired outcomes within allocated time frames;
• Take personal responsibility and action toward learning and implementing new ideas, method, and technologies;
• Demonstrate effective communication and interpersonal skills, both written and verbal;
• Exhibit good decisional making and analytical skills;
• Mentor and train less experienced team members, if required;
• Think strategically, formulate objectives and set priorities, and implement plans consistent with the long-term interests of the company;
• Document assigned files ensuring completeness, compliance, and quality to meet the documentation standards. Keep paper free environment by uploading the documents on our company software; and
• Complete loss reports and post-claim underwriting reviews.

QUALIFICATIONS

You're a good fit if you have:

• Have at least 5 years of relevant experience in Commercial P&C Underwriting or 10 years Commercial Brokering experience, with a stronger focus on Real Estate Property.
• Hold a Charted Insurance Professional (CIP) designation (or are actively pursuing);
• Hold a level 2 insurance agent license, or can qualify to obtain within the first year of employment;
• Have existing relationships within the industry you can leverage to attract business opportunities and grow your portfolio;
• Have advanced knowledge in one of our business segments and/or lines of business;
• Can lead a business development meeting with a broker to strengthen the existing relationship and prospect for new opportunities;
• Have attended insurance industry events, such as broker conventions and networking events;
• Proficiency in Microsoft Office; and
• Familiar with basic legal structures in Canada.

BENEFITS

By joining Specialty Program Group Canada, you'll become part of a rapidly growing company focused on providing innovative insurance solutions to support independent brokers in Canada. As a member of our team, you'll benefit from:

• Dental care
• Extended health care
• Paid time-off
• RRSP match
• Vision care

APPLY TODAY

Interested applicants are asked to send your cover letter and resume to Please note that only those chosen for an interview will be contacted.

Job Types: Full-time, Permanent

Pay: From $75,000.00 per year

Benefits:

• Dental care
• Extended health care
• Paid time off
• RRSP match
• Vision care

Experience:

• Commercial Real Estate Underwriting: 5 years (required)

Licence/Certification:

• RIBO License (required)

Work Location: Hybrid remote in Toronto, ON