Default Recovery Legal Specialist

1 day ago

Toronto, Ontario, Canada Altis Recruitment Full time $60,000 - $120,000 per year

Join a well-established financial services organization with a strong reputation for integrity, collaboration, and client commitment. As a
Default Recovery Legal Specialist
, you'll play a key role in protecting the company's
mortgage portfolio
by managing impaired accounts, guiding clients through repayment options, and supporting legal recovery processes.

This role is ideal for someone who thrives in a detail-oriented, high-accountability environment and enjoys balancing analytical work with client interaction. You'll partner closely with internal legal, finance, and collections teams to minimize risk, maintain compliance, and achieve recovery targets while ensuring fair, transparent client outcomes.

What's in it for You

You'll join a workplace that values professionalism, teamwork, and continuous learning. Expect mentorship from experienced leaders in mortgage and legal recovery, exposure to complex real estate files, and opportunities to grow within a respected financial institution that takes pride in ethical practices and employee well-being.

Your Responsibilities

  • You'll manage a portfolio of impaired mortgage accounts, ensuring timely and compliant recovery actions.
  • You'll conduct financial assessments and negotiate feasible repayment arrangements with clients.
  • You'll collaborate with legal partners to move files toward resolution, balancing business objectives with client fairness.
  • You'll maintain accurate and detailed documentation, safeguarding compliance and supporting audit readiness.
  • You'll proactively monitor account performance, identifying risks and proposing recovery strategies.

Skills and Qualifications

  • 3+ years of experience in mortgage collections, legal administration, or default management.
  • Post-secondary education in business, finance, or a related discipline.
  • Strong knowledge of mortgage servicing, default law, and real estate recovery processes.
  • Excellent communication, negotiation, and problem-solving skills.
  • Highly organized, detail-oriented, and comfortable working both independently and within a team.

Note from the Hiring Manager

"We're looking for someone who can balance empathy with decisiveness, someone who's confident navigating legal and financial details while maintaining a people-first approach to recovery."

Why Partner with Altis

If you've never worked with a staffing agency before, don't worry, we make it easy. You'll still engage directly with the client while we handle the logistics, provide guidance, and keep you informed every step of the way. We'll represent your strengths, guide you through each stage of the process, and ensure the experience feels personal and transparent.

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