Product Manager, Homes

End Date

Salary Range

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Description Summary

Job Description

JOB TITLE: Product Manager, Homes (Mortgages) - 12 Month Secondment/FTC

LOCATION: Leeds, Bristol, Cardiff, Halifax

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days per week) in one of our office hubs mentioned above

About this opportunity

One key strategic priority of our Homes team is focussing on lending to UK borrowers - enabling first time buyers to get on the ladder and those already on it to keep moving. As a key driver of the Group growth strategy, we're focussed on a multi-year transformation of our home-buying and home-owning proposition and journey. Our ambition is to deepen relationships and help our customers at every stage.

You'll join us as a Product Manager within the Homes Intermediary Proposition team. This is a high-profile team, focussed on understanding the needs of customers and brokers to develop new ways to help customers buy their first and subsequent homes. We deliver across multiple brands including Halifax and Lloyds Bank.

This team focusses on proposition, policy and criteria changes that help more customers buy their first home sooner and drives growth in our mortgage business. We have made significant progress in recent years, but in a fast moving regulatory and competitive environment we need to continue to innovate at pace to remain the UK's number one lender for first time buyers.

We're looking for a passionate, driven and capable manager to join the team to develop products, propositions and seek opportunities that support customers and Help Britain Prosper.

The role will involve collaborating closely with team across Homes, Intermediaries, Credit Risk, Finance, Group Corporate Affairs, Marketing and Platform teams to coordinate a wide range of lending growth initiatives.

Key Accountabilities:

• Developing and launching new products and propositions to support First Time Buyers purchase their first home sooner.

• Identification of gaps in the market or segments where LBG are not currently achieving natural market share, through analysis of internal and external market data.

• Responding to a fast-moving regulatory environment and identifying opportunities to mobilise response to changes as pace.

• Identification and management of risks associated with mortgage products and propositions, e.g. Consumer Duty risk and Customer Fair Value Risk

• Working collaboratively with a broad range of collaborators across the Group, to identify requirements and collaborate to achieve Homes strategic ambitions

• Building and delivering compelling storyboards to provide leaders with insight and influence prioritisation.

Essential Skills

• Product & Proposition Development – Proven experience delivering end‑to‑end products or propositions into the external market.

• Strategic Thinking – Ability to develop strategy, turn insight into plans, and execute them effectively.

• Analytical Capability – Comfortable working with data, market insight and analytical tools to form evidence‑based conclusions and recommendations.

• Communication Excellence – Able to create clear, concise storyboards for senior audiences and articulate complex concepts simply.

• Stakeholder Management – Skilled at influencing, collaborating and navigating diverse teams to deliver outcomes.

• Customer & Market Insight – Strong motivation to build deep customer and broker understanding to shape innovative propositions.

• Proactive & Curious Mindset – A self‑starter who brings energy, curiosity and a drive to push forward change.

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Desirable Skills

• Experience working on First‑Time Buyer propositions or wider mortgage lending initiatives.

• Understanding of mortgage policy, criteria or regulatory change.

• Exposure to intermediary/broker relationships or intermediary‑led distribution models.

• Experience building leadership‑ready presentations that influence prioritisation and decision‑making

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues, and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual bonus award, subject to Group performance

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Make an impact where it matters — for our customers, our colleagues and the communities we serve

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.