Mortgage Underwriter

2 days ago

Toronto ON MG Z, Canada Mortgage Fernando 2434089 Ontario inc Full time $50,000 - $65,000 per year

Mortgage Underwriter – Full-Time | Toronto, ON.

About Us

At Mortgage Fernando, we're redefining the Canadian mortgage experience. Based in downtown Toronto and serving clients across Ontario, we help first-time buyers, homeowners, and investors make smarter mortgage and real estate decisions — with clarity, not confusion.

We're looking for an experienced Mortgage Underwriter to join our growing team in person at our Toronto office (Yonge/Dundas).

If you're detail-oriented, proactive, and thrive in a collaborative environment where your work directly impacts client success, we'd love to meet you.

What You'll Do

  • Review and assess mortgage applications submitted by Inside Mortgage Agents.
  • Analyze income, credit, and supporting documentation to determine eligibility.
  • Structure and recommend solutions aligned with client goals and lender policies
  • Ensure all files meet compliance and lender submission standards.
  • Prepare e-sign and compliance packages for client approvals.
  • Manage lender conditions through to funding.
  • Coordinate with appraisers, lawyers, and lenders to ensure a smooth closing
  • Build and maintain strong relationships with lenders and partners

What You Bring

  • 2+ years of experience as a Mortgage Underwriter (brokerage experience preferred)
  • Proven ability to manage files from application submission to funding
  • Strong communication and client-handling skills — written and verbal
  • Exceptional attention to detail, organization, and problem-solving skills
  • Proficient with technology and comfortable in a Mac-based environment
  • Licensed Mortgage Agent or Broker (required)
  • Must be able to work on-site at our Toronto office (Yonge/Dundas)

Why Join Us

  • Salary: $50,000–$65,000 per year + bonus incentives
  • Comprehensive health benefits
  • Small, collaborative team = autonomy and impact
  • Opportunities for learning, growth, and mentorship
  • A modern, client-first culture focused on clarity, trust, and results.

Job Types: Full-time, Permanent

Pay: $50,000.00-$65,000.00 per year

Benefits:

  • Casual dress
  • Paid time off
  • Work from home

Experience:

  • Mortgage Underwriting: 2 years (required)

Licence/Certification:

  • Mortgage Agent / Broker License (required)

Work Location: In person

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