Senior Underwriting Consultant

Position Title: Senior Underwriting Consultant – Large Case
Reports To: Director, Individual Underwriting
Department: Individual UnderwritingTerm: Permanent Full-Time 
 
Work Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.  
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​​The Opportunity: ​​ At Equitable, our focus is on making a meaningful impact in the lives of Canadians by putting clients at the heart of everything we do. We lead with empathy, act with intention, stay curious, and support one another every step of the way. If you're looking for purpose-driven work in a collaborative and inclusive environment where your voice is heard, and your growth is encouraged we'd love to connectOur Underwriters assess life and critical illness products and contribute to specialized projects in both traditional and data-based underwriting. Join one of the Waterloo Area's Top Employers for 2025 and Southwestern Ontario's Top Employers for 2024 and be part of something that matters.
 
 ​What you will be doing:​  

Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors for affluent and high net worth Canadians
Provide mentorship, training and co-signing to other underwriters
Consistently maintain a high level of accountability in quality and quantity of work with favourable audit results
Ensure service standards are met both independently and working collaboratively with other Underwriters to ensure Team success
Provide a first-class client experience
Participate in traditional and data-based projects
Assess claims, rescissions and reinstatements
Prepare, present and lead development opportunities for our Distribution partners, colleagues, internal and external business partners
Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification
Advocate for the continuous enhancement of the profession of underwriting
Stretching your risk-management skills and contributing to specialized projects in both traditional and data-based underwriting
Some travel may be required

​What you will bring:​  

Superior technical knowledge in medical, financial, and non-medical underwriting
Excellent analytical and problem-solving abilities with a proactive mindset
Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities
Owners' mindset for meeting individual and team goals
Strong reinsurance relationships with excellent negotiation skills
Strong communication skills, written and verbal
Fluency in using data as an underwriting tool or the willingness to learn
Overall curiosity in all that you do
College or University degree or equivalent experience
5+ years of demonstrated professional experience as a Life and Critical Illness Underwriter with experience in the affluent and high net worth market
FLMI / FALU / CPU designation(s) or currently working towards them
Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends
Good knowledge of MS Office Suite
Bilingual in English, French, Cantonese, Mandarin is an asset

What's in it for you:

A workplace where care, passion, and curiosity aren't just values, they're how we work, grow, and succeed together every day.
A healthy work-life balance with employee wellness top of mind
Annual bonus program, annual vacation allowance, and company-paid benefits program
Generous vacation package with one volunteer day to give back to a charity of your choice
Immediate enrollment in the company's pension program with employer matching
Employee resource groups that support an inclusive work environment
Tuition support and specialized program assistance
An onsite, full-service cafeteria with a variety of daily options
Discounts on company products and services, and access to exclusive employee perks
Regular EQ Together events focused on company togetherness and collaboration

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As part of the recruitment process, candidates may be asked to complete an assessment and will be required to undergo background screening, in accordance with company policy.
 
At Equitable, we're committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at , we're happy to help.
Your base pay will be based on your skills, qualifications, experience, and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.
If you're selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what's included.
 

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