AML Compliance Analyst

3 days ago


Waterloo, Ontario, Canada Manulife Full time $51,975 - $86,625

The AML/ATF Operations team is responsible for complying with the anti-money laundering/anti-terrorist financing (AML/ATF) regulations on behalf of all Canadian domiciled entities of Manulife. This includes: The Manufacturers Life Insurance Company, Manulife Investment Management Limited, Manulife Wealth, Manulife Investments and Manulife Bank and Trust. Reporting to the AML/ATF Program Manager, the AML Compliance Analyst will be responsible for the effective investigation and case management of watch list scanning and transaction scenario monitoring for all lines of business in accordance with Manulife's AML/ATF policies and procedures.

Position Responsibilities:

  • Conduct AML assessments based on referrals from Business Areas and determine the appropriate course of action based on unusual activity.

  • Assess daily transaction monitoring alerts, understanding the indicators, facts, and context of the transaction activity.

  • Investigate and assess the risk of alerts identified by Manulife's customer risk assessment tools using judgment and knowledge of money laundering patterns to assess whether transactions are suspicious; conduct investigations; make recommendations as to the appropriate course of action and document details of suspicion where required.

  • Maintain proper records and audit trails of investigation activity and disposition actions for all alerts, ensuring compliance with regulatory filing requirements.

  • Assess daily ATF/PEP/Country watch list alerts to determine if watch list record has a business relationship with Manulife; and performing enhanced due diligence as required with appropriate reporting.

Required Qualifications:

  • 2+ years of AML/ATF experience.

  • Understanding of AML/ATF regulations and risk management.

  • Effective analytical skills and strong oral and written communication skills

  • Strong time management with ability to take responsibility and operate independently to ensure that compliance objectives are achieved.

Preferred Qualifications:

  • Solid experience with AML/ATF management & reporting systems (e.g., PRM, FCRM, FWR).

  • Strong knowledge of all Manulife products, processes, and systems.

  • Banking and/or Securities sector AML/ATF experience

  • CAMS certification.

  • Bilingual in French.

When you join our team:

  • We'll empower you to learn and grow the career you want. 

  • We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. 

  • As part of our global team, we'll support you in shaping the future you want to see.

#LI-Hybrid

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact

Referenced Salary Location

Waterloo, Ontario

Working Arrangement

Hybrid

Salary range is expected to be between

$51,975.00 CAD - $86,625.00 CAD

If you are applying for this role outside of the primary location, please contact for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact for more information about U.S.-specific paid time off provisions.


  • AML/ATF Analyst

    6 days ago


    Waterloo, Ontario, Canada Sun Life Full time $60,000 - $97,000

    You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...


  • Waterloo, Ontario, Canada Manulife Full time

    Manulife Bank is seeking a strategic and experienced Head of AML/ATF and Sanctions to lead the Bank's Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF), and Sanctions Compliance program. This leadership role is critical to ensure the Bank's AML/ATF and Sanctions program is robust, risk-based, and aligned with evolving regulatory expectations and...


  • Waterloo, Ontario, Canada Manulife Full time $116,000 - $166,000

    The Compliance Director, Canada Retirement, plays a critical leadership role in supporting the compliance oversight of retirement products and services across Canada. This role is responsible for managing regulatory initiatives, issue management, strategic compliance projects, and second line of defense testing. The Director will work closely with internal...

  • Payroll Analyst

    1 week ago


    Waterloo, Ontario, Canada GHD Group Pty Ltd Full time $63,300 - $105,500

    At GHD, we don't just believe in the power of commitment, we live and breathe it every day.   Join our team of globally connected specialists to help solve complex transport challenges and experience groundbreaking projects from idea to delivery, and beyond.Who are we looking for?   We are looking for a Payroll Analyst , for a 14-Month Contract -...

  • Payroll Analyst

    2 weeks ago


    Waterloo, Ontario, Canada GHD Full time

    DescriptionAt GHD, we don't just believe in the power of commitment, we live and breathe it every day.   Join our team of globally connected specialists to help solve complex transport challenges and experience groundbreaking projects from idea to delivery, and beyond.Who are we looking for?   We are looking for a Payroll Analyst , for a 14-Month...


  • Waterloo, Ontario, Canada Procom Full time

    Senior Technical Business Analyst - Commercial FinanceOn behalf of our information management client, Procom is searching for a Senior Technical Business Analyst with a focus on Commercial Finance for a 9-month role. This position is a hybrid position with 3 days onsite at our client's Waterloo, ON office.Job DescriptionThe Senior Technical Business Analyst...

  • Data Analyst

    2 weeks ago


    Waterloo, Ontario, Canada Green Brick Labs Full time

    Data Analyst (Contractor)Location: Remote (Canada preferred)Type: Contractor (full-time, ongoing)About Maverick GamesMaverick Games is a fast-growing Ontario-licensed iGaming operator offering an online casino and sportsbook experience. We operate in a dynamic, data-rich environment where rapid insights power decisions across marketing, product, operations,...


  • Waterloo, Ontario, Canada Global Technical Talent, an Inc. 5000 Company Full time

    Primary Job Title:Lead Business Systems Analyst - Guidewire PolicyCenterAlternate/Related Job Titles:Guidewire PolicyCenter AnalystBusiness Systems Analyst - P&C InsurancePolicy Migration Analyst - GuidewireLead Insurance Technology AnalystPolicyCenter Integration ConsultantLocation:Waterloo, ONOnsite Flexibility:HybridContract Details:Position Type: ...


  • Waterloo, Ontario, Canada OpenText Full time

    Opentext - The Information CompanyOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and contribute to projects that...


  • Waterloo, Ontario, Canada Open Text Corporation Full time $71,400 - $117,300

    OPENTEXT - THE INFORMATION COMPANYOpenText is a global leader in information management, where innovation, creativity, and collaboration are the key components of our corporate culture. As a member of our team, you will have the opportunity to partner with the most highly regarded companies in the world, tackle complex issues, and contribute to projects that...