Mortgage Analyst

**What we do**

PHL Capital is a Canadian mortgage investment corporation (MIC) specializing in alternative lending solutions. We provide tailored mortgage products for borrowers who may not qualify for traditional financing. Partnering with mortgage brokers and investors, we offer reliable, transparent, and flexible options, focusing on strong relationships, market expertise, and ethical lending practices.

**Why join PHL**

At PHL, you'll be part of a dedicated team focused on making a difference in the mortgage landscape. We offer a supportive and engaging work environment where your creativity and skills matter, giving you the opportunity to make a meaningful impact with a passionate team that prioritizes growth for everyone.
- Compensation: $55,000 - $65,000 plus bonus
- Three-weeks vacation, including health, dental and vision coverage
- A culture committed to investing in your development and providing learning opportunities
- Free access to an on-site gym and complimentary parking
- Lively company celebrations and events throughout the year
- Flexibility to work from home 1 day/week
- This is a 15-month contract position, with potential to become permanent

**Who we are**

Our incredible staff spans three provinces across Canada, coming together as a diverse group of tenured professionals who shape our vibrant workplace culture. We value the individuality of each team member, recognizing that our combined strengths amplify our effectiveness as a unit. At PHL, we foster collaboration, encourage personal growth, and strive to honor our values every day.

**Our Values**:

- **Passion: Be All In -**We are all about PHL's success. Bringing our A-game daily, we take pride in our work and have fun along the way.
- **Trust: Keep It Real -**Transparency and honesty guide us. We keep our promises, communicate openly, and value the balance of give and take.
- **Growth: Always Get Better -**Continuous improvement happens daily. We embrace challenges, learn from feedback, and commit to growing every day.
- **Teamwork: Stronger Together -** Collaboration is key. By sharing our knowledge and empowering each other, we achieve amazing results for our clients.
- **Impact: Make It Count -**We celebrate great work and are focused on delivering solutions that matter. We hold ourselves accountable to the trust our clients place in us and are committed to giving back to the community.

**Key Responsibilities**:

- Manage all mortgage maturities and renewals, ensuring they are either renewed, paid out or refinanced;
- Assist fellow renewal analysts in broker communication and underwriting renewal administration;
- Prepare, organize, and categorize mortgage files in preparation for reviews by directors, banks, and auditors;
- Follow-up on late payments and outstanding mortgage documentation for both new deals and renewals;
- Foster relationships with mortgage brokers and brokerages;
- Ensure that all work is handled in full compliance within company and provincial guidelines and standards;
- Other tasks and responsibilities as required, as we are a small team of 30 and everyone pitches in to help the overall office and team.

**Requirements**:

- 1-3 years' experience in mortgage financing, real estate, lending, banking or credit unions is considered an asset;
- Post-Secondary education with an emphasis on business administration, finance or equivalent;
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- Ability to thrive in a high-volume, fast-paced work environment. Our company values a strong work ethic and a commitment to delivering results while maintaining a positive and collaborative atmosphere;
- Strong interpersonal skills, with the ability to connect and build relationships with various individuals inside and outside the organization;
- Strong written and verbal communication skills;
- Outstanding organizational skills with attention to accuracy and detail;
- Ability to multitask and prioritize time-sensitive matters;
- Proficient in Google Workspace and Microsoft Excel.

We look forward to hearing from you

**Agencies**: We appreciate your offer to help, but we do not require support in filling this position.

**Job Types**: Full-time, Fixed term contract
Contract length: 15 months

Pay: $55,000.00-$65,000.00 per year

Additional pay:

- Bonus pay

**Benefits**:

- Casual dress
- Dental care
- Extended health care
- Life insurance
- On-site gym
- On-site parking
- Vision care
- Work from home

Schedule:

- Monday to Friday

Work Location: In person

Expected start date: 2025-09-08