Regional Vice President

RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers mortgage brokers a one-stop shop with our full suite of competitive Prime and Alternative mortgages.
- RFA’s strategic vision is to be a long-term leader in the residential lending segment by offering a value proposition beyond just rate and compensation. Through building a competitive broker experience and solutions-oriented product suite, RFA’s goal is to be recognized and recommended by our mortgage broker partners, mortgagors, and other strategic partners, for our financing solutions and broker/client experience.

**The Opportunity**
- The Regional Vice President (RVP) will work in partnership with mortgage brokers & their sales agents/assistants to promote RFA’s innovative products and tools within their regions.

Core Responsibilities
- Work with other RVPs from across Canada by sharing initiatives, ideas, marketing, and sales programs.
- RVP will train and educate all new and existing regional brokers to work with RFA.
- Implement RFA’s underwriting guidelines & procedures to mortgage brokers in the region.
- Manage the region’s brokers and growth of agents by interviewing new potential brokers that are not registered with RFA.
- Conduct reference checks on mortgage agents that are not known to the RVP and/or RFA.
- Manage an acceptable level of decline and cancellation ratios in the region.
- Weekly and monthly assessments and reviews of regional brokers to ensure business volumes, declines and cancellations are satisfactory.
- Liaison with a team of mortgage underwriters and production staff to ensure a quality business relationship between Sales and Production staff.
- Create an awareness of local and area competitive marketing initiatives.
- Review regional reporting and provide feedback, reports, and information to the brokers & team of production staff assigned to the same region.
- Demonstrate an ability to assist mortgage brokers in growing their business by utilizing RFA’s recognition and rewards programs.
- Organize the territory by creating, managing, and updating a database of brokers in the territory.
- Manage a monthly expense account allocation, designed to assist in growing the business in the region. Prepare monthly expense reports in a timely and accurate fashion.
- Perform other responsibilities and assist with special projects, as required.
- Additional Notes:

- Own automobile and travel will be required within the region assigned.

**What you can bring to RFA**:

- Minimum of 3 years’ experience in mortgage industry is required.
- A minimum of 4 years sales and or relationship management experience.
- Strong knowledge with minimum 2 years’ experience in mortgage underwriting, insurer guidelines, as well as the real estate market and mortgage products, features, policies and services.
- Undergraduate University degree is an asset.

**Benefits of Working at RFA**:

- Health & Dental Care
- Vision Care
- RRSP Match
- Vacation & Personal Days
- Home working environment
- A working understanding of the mortgage broker channel and the alternative mortgage market.
- Strong customer focus with exceptional communication and presentation, training, and management skills.
- Self-starter with strong self-motivation requiring little supervision while still maintaining a strong support for a team environment.
- Developed organizational and time management skills to meet various needs of the role.
- Effective presentation skills.
- Results and Service Oriented.
- Excellent Communicator.
- Relationship builder.
- Competitive and motivated.