Associate, Cmhc

As a member-owned cooperative, we’re helping our members with their real goals and real challenges so they can live the real life they want. It’s what we’ve been doing for over 80 years, and it’s why today we stand almost 600,000 members strong. Plus, we invest 10% of our budgeted profits back into our community - almost $90 million since 2000 alone - because when our members do well, we believe our communities should do well too.

Associate, CMHC
- Sep 25, 2025

**Location(s)**: Georgia Business Centre

**Job Type**: Full Time Regular

**myWork Program**: Hybrid

**Starting Salary Range**: $64,700.00 - $77,600.00

**Background Screening Requirement**:

- Enhanced Criminal Record Check
- Credit Check
- Identity Verification
- Employment Verification
- References

**Overview**:

- Reporting to the Director, CMHC, the Associate supports the maintenance and building Coast Capital’s CMHC insured commercial lending program. The position will be exposed to varying deal complexity and sophisticated portfolio where the incumbent will be a key contact to ensure smooth delivery of our services.

**Individual Key Contributions/Responsibilities**:

- Actively collaborate with other business partners to ensure thorough underwriting and funding of the loan and to assist the Director in executing sales and referral opportunities, and in acquiring and retaining profitable commercial relationships. Business partners include but are not limited to credit committee, clients, servicing, solicitors, third party consultants, document admin team and branch contacts.
- Support pre-funding and post-funding due diligence and security documentation completion and follow-up.
- Responsible for annual credit monitoring and compliance requirements which includes obtaining and analysis of financial statements, margin and other reports.
- Prepare everyday banking (including account opening documentation), lending (non-security) and investment product documentation in a courteous and knowledgeable manner in accordance with established standards and legislative/regulatory requirements.
- Actively identify, record and advise of any potential risk issues. Recommend workflow and administrative process alternatives to improve efficiencies and customer service. Assist in resolving audit and customer issues, ensuring irregularities are corrected, and provide timely, effective problem resolution, escalating issues as needed.
- Understand and comply with all CMHC, regulatory and compliance requirements.
- Plan, organize and complete assigned tasks such that all tasks are completed in a timely manner and to quality standards, while at all times maintaining a high level of customer service.
- Identify risk related to commercial lending and regulations, Bank Policies & Procedures, legal and ethical requirements, process requirements and established guidelines, to maintain operational integrity.
- Process customer’s requests accurately and within specified timeframes, in accordance with Credit Union Policies & Procedures and applicable legislative/regulatory requirements, to effectively and efficiently support and sustain exemplary customer sales, service and non-credit fulfillment.
- Prevent loss due to fraud, counterfeiting, money laundering, or defalcation; identify and support suspicious and other reportable transactions or patterns of activity that are suspected to be related to money laundering.
- Staying current with market information and commercial mortgage market trends.
- Performing other duties in keeping with the purpose and accountabilities of the job, such as preparing reports, assisting with compliance-related tasks and completing department projects as assigned.

**Job**-**Related Experience**
- Minimum 1 - 4 Years of Job-Related Experience
- Experience in financial services including exposure to lending, commercial banking, portfolio management and business development.
- High School Diploma plus completion of a Diploma Program (two years of formal education or equivalent).
- A Bachelor’s Degree in Business/Commerce, MBA or other relevant designation (i.e. accounting designation) would be an asset. Accreditation will be required internally/externally for future mobility.
- Passion for real estate combined with a basic knowledge and understanding of financial and statement analysis.
- Basic knowledge of commercial credit (analysis, policies, security analysis and monitoring).
- Experience creating and delivering business presentations and strong technical writing skills.
- Excellent communication skills, both written and verbal, and are able to work well independently as well as within a team environment.
- Results-driven and possess strong organizational skills with a high attention to detail.
- You take ownership of your work and demonstrate a high degree of accountability and commitment at all times.
- Basic to Intermediate level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint).
- Knowledge of CCS policies and procedure