Credit and Collections Analyst

Are you looking to put your expertise in credit and collections to work within a dynamic, collaborative, and fast-growing team?Reporting to the Credit and Collections Manager, you will play a key role in assessing customer risk, optimizing collection processes, and implementing rigorous credit granting practices. Your attention to detail, analytical skills, and cross-functional collaboration will directly contribute to the company's financial health.

We offer a flexible hybrid work model, allowing you to work both from home and from our office in Laval.

**Primary responsabilities**
- Assess customer creditworthiness based on credit reports, financial statements, and payment history to recommend appropriate credit limits.
- Produce and maintain financial reports (customer balances, aging, performance indicators such as DSO, average payment time, margin variances, etc.) to support management decisions.
- Identify and mitigate financial risks related to customers in collaboration with internal teams (sales, project managers, account management).
- Organize and participate in meetings with sector controllers to gather relevant information on at-risk WIP (work in progress).
- Collaborate with the project risk management team to ensure consistent and effective follow-up on decisions made.
- Rigorously monitor overdue accounts and develop tailored collection strategies for each situation.
- Create new customer accounts in the accounting system, accurately validating legal, contractual, and administrative information.
- Enforce internal credit policies while contributing to the continuous improvement of processes for greater efficiency and compliance.

**Qualifications**
- College diploma (DEC) in accounting or a related field
- Certification in credit management or risk analysis (an asset)
- Minimum of 5 years of experience in credit analysis, accounts receivable management, or risk management
- Strong knowledge of Microsoft Office Suite (Word, Excel, Outlook, PowerBI); experience with ERP systems or AR management software
- Fluency in French and English, both spoken and written;** bilingualism is a key requirement for**this position to communicate effectively with a wide range of stakeholders, including clients, partners, and cross-functional teams across the country

**In addition to financial compensation, CIMA+ offers**:

- Comprehensive Group Benefits available from day one for all permanent employees working at least 20 hours per week.
- Flexible Health and Dental Care benefits to meet your family’s needs
- Employee and Family Assistance Program
- Access to physical, financial, mental, social and environmental well-being services
- Retirement Savings Plan (RRSP) with 4% employer contribution
- As an employee-owned company,**an annual opportunity to purchase shares
- 37.5 hour work week with an opportunity to have any overtime banked or paid out (for hourly employees)
- Flexible work schedule in a hybrid work mode
- Work/Life balance policy across Canada
- Up to five (5) weeks of **v**a**cation: based on years of relevant experience
- Eleven (11) statutory holidays plus a personal paid day off
- Employee referral bonus program
- Group discounts on home and auto insurance, fitness memberships, technology, mortgages, and more
- Mentoring programs at local and national level
- Tailored training to improve your existing skills

Contact Afifa Karah-Ali
**Additional Information**

Accommodations are available on request. Your Business Partner will process your request.

Find out about The CIMA+ advantage - CIMA+.