Junior Mortgage Analyst

The Junior Mortgage Analyst works in a team-based environment focusing on delivering high quality loan underwriting and financial reporting. This is a position that works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial real estate transactions and provide an industry leading exposure to commercial real estate underwriting fundaments.

This position will report to the Director, Mortgage Underwriting.

**This Position Offers**
- Competitive annual salary plus bonus.
- Growth opportunities - this position is ideal for someone with a desire to develop into a broker position.
- Must be able to work out of our office location - Address: Suite 430, 2020 - 4 Street SW Calgary, AB T2S 1W3.
- Comprehensive benefits package includes extended health care (with paramedical coverage), dental, health spending account, Employee & Family Assistance Program as well as life & disability insurance.

**Responsibilities**
- Work with our mortgage professionals to underwrite and analyzecommercial mortgage investments;
- Evaluate the quality of the mortgage investment through analysis of operating statements, rent rolls, financial statements, market data, third party engineering reports, and appraisals;
- Preparation of proformas, cash flow models, and project specific underwriting;
- Obtain and share market data to entire origination group (market reports from brokerages, CMHC Data, Cost Consultants reports etc.);
- Review and summarize allthird-partyreports (appraisals, BCA’s, Environmental, etc.);
- Organize and manage all project related documentation, information, and folders;
- Assist Mortgage Origination team in structuring mortgage opportunities based on the investment criteria of over 100 sources of mortgage capital available to Canada ICI;
- Completion of an institutional quality Mortgage Investment Brochure;
- Preparation of commitment letters for review by the Mortgage Origination team, Lender and the Lender’s solicitor;
- Working with the Mortgage Origination team to manage and coordinate thefunding process;
- Liaising between Borrowers and Lenders to process theclosing of the deal;
- Ensure all written and electronic documentation meets compliance requirements, while maintaining highly organized and current data files for all client sales folders;
- Establish relationships with third party report providers (appraisers, engineers, cost consultants);
**Qualifications**
- Bachelor of Business Administration or Economics is preferred (Finance, Accounting, or Economics)
- Commercial real estate experience is preferred, but not required
- Knowledge of Real Estate and/or Finance Industry is an asset
- Strong Understanding of basic financial modeling, including NPV, IRR, and cashflow modeling
- Expert level of knowledge in Excel required to include formulas, pivot tables, charting, etc;
- Excellent comprehension and analysis of financial statements
- Strong interpersonal and communications skills
- Enjoys working within a team, and brings a team effort mentality
- High attention to detail
- Ability to work in a fast paced environment, with multiple personalities and multi-task priorities
- Adobe InDesign software experience valuable but not necessary;
**About Canada ICI**

Canada ICI is the country's leading commercial real estate finance firm, annually arranging financing above $6.9 Billion through its offices in Toronto, Vancouver, Montréal, Calgary, Edmonton, Ottawa, and Winnipeg. Our proven track record, extensive market knowledge, and ability to creatively bring quality deals together have made us a trusted advisor for some of Canada's most active real estate owners.

**Want to Learn More?**
- While we thank all applicants for their interest, only those individuals selected for an interview will be contacted._