Mortgage Analyst

**What we do** PHL Capital is a Canadian mortgage investment corporation (MIC) specializing in alternative lending solutions. We provide tailored mortgage products for borrowers who may not qualify for traditional financing. Partnering with mortgage brokers and investors, we offer reliable, transparent, and flexible options, focusing on strong relationships, market expertise, and ethical lending practices. **Why join PHL** At PHL, you'll be part of a dedicated team focused on making a difference in the mortgage landscape. We offer a supportive and engaging work environment where your creativity and skills matter, giving you the opportunity to make a meaningful impact with a passionate team that prioritizes growth for everyone. - Compensation: $70,000 - $90,000 plus annual bonus - Generous benefits: including 15 vacation days and RRSP matching to support your future - A culture committed to investing in your development and providing learning opportunities - An opportunity to make a significant contribution to our growing Alberta market **Who we are** Our incredible staff spans three provinces across Canada, coming together as a diverse group of tenured professionals who shape our vibrant workplace culture. We value the individuality of each team member, recognizing that our combined strengths amplify our effectiveness as a unit. At PHL, we foster collaboration, encourage personal growth, and strive to honor our values every day. **Our Values**: **Passion: Be All In** - We are all about PHL's success. Bringing our A-game daily, we take pride in our work and have fun along the way. **Trust: Keep It Real** - Transparency and honesty guide us. We keep our promises, communicate openly, and value the balance of give and take. **Growth: Always Get Better** - Continuous improvement happens daily. We embrace challenges, learn from feedback, and commit to growing every day. **Teamwork: Stronger Together** - Collaboration is key. By sharing our knowledge and empowering each other, we achieve amazing results for our clients. **Impact: Make It Count** - We celebrate great work and are focused on delivering solutions that matter. We hold ourselves accountable to the trust our clients place in us and are committed to giving back to the community. **Position Overview** **Key Responsibilities**: - Underwrite residential & commercial mortgage investments and create mortgage summaries to be reviewed by the credit committee. - Prepare, organize and categorize mortgage files in preparation for reviews by directors, banks and auditors. - Coordinate with lawyers, fulfilling conditions, and see loans through fundings from start to finish. - Follow-up on outstanding mortgage documentation for both new deals and renewals. - Foster strong relationships with mortgage brokers and brokerages through daily interaction and industry events - Ensure that all work is handled in full compliance within company, provincial & federal guidelines and standards - Other tasks and responsibilities as required. We are a small (but mighty) team of 30 and everyone pitches in to support the overall office and team. **Requirements**: - Education & Experience_ - Must reside in the province of Alberta - 2+ years' experience in mortgage financing, residential underwriting, or alternative lending in Alberta; - Experience working for a Canadian alternative mortgage lender is considered an asset; - Post-Secondary education with an emphasis on business administration, finance or equivalent; - Mortgage Broker Certification (must have within probationary period) - Knowledge, Skills & Abilities_ - Ability to thrive in a high-volume, fast-paced and collaborative work environment; - Self motivated with the ability to work remotely from home; - Excellent interpersonal skills, with the ability to connect and build relationships with various individuals inside and outside the organization; - Exceptional written and verbal communication skills; - Outstanding organizational skills and attention to accuracy and detail; - Ability to multitask and prioritize time-sensitive matters; - Willingness to put in overtime on occasion, to support our clients and provide exceptional service levels; - Occasional attendance at industry events and travel to BC. We look forward to hearing from you Agencies: We appreciate your offer to help, but we do not require support in filling this position. Pay: $70,000.00-$90,000.00 per year