Underwriter

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Looking for a career with endless growth opportunities? If you answered ‘yes,’ our underwriting teams are the right place for you. At Sun Life you’ll get to be part of a supportive culture and community that celebrates each other’s successes and supports one another through learning opportunities.

In addition to joining a top-tier team, our underwriting training and continuous education programs are industry leading. In a highly effective solution-driven environment, we invest in a journey that emphasizes your development in core competencies, critical thinking skills and decision empowerment.

At Sun Life, we also offer a hybrid working environment. Enjoy flexibility to work from home or in the office whenever you want. You may want to come into one of our office locations to meet with your colleagues, attend employee town halls, or participate in networking opportunities with the leadership team. You get to choose the right balance that fits your lifestyle

**What will you do?**
- Assess financial information and classify risk
- Gather information, obtain medical tests, and leverage additional resources (e.g. medical directors, senior underwriters), when needed
- Approve cases within your authority limit, with opportunities to expand your expertise and signing authority through co-signing.
- When decisions are not what the client would want, try to negotiate a better outcome with our reinsurers (in accordance with reinsurance treaties and internal rules)
- Liaise with business leaders and advisors while delivering exceptional service and expertise
- Communicate with financial security advisors and/or clients’ physicians, to deliver critical updates, discuss additional requirements, and explain unique decisions.
- Respond to inquiries from financial advisors and general agents
- Document decisions in underwriting system
- Contribute to a positive team environment through a spirit of innovation, continuous improvement and professional development
- Maintain medical knowledge and stay current on underwriting practices

**What do you need to succeed?**
- Minimum 1-3 years of experience as an Individual Life Underwriter
- Existing Life and Critical Illness signing authorities
- Bachelor's degree or equivalent
- Analytical, critical thinking, problem-solving and decision-making skills
- Influencing and negotiation skills
- Knowledge of medicine and risk factors
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadlines, work under pressure, and prioritize multiple tasks
- Detail oriented
- Strong communication skills with a passion for providing exceptional service to adivsors and clients
- Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations

**What can we offer you?**
- Trusting, diverse and inclusive working environments
- Supportive leadership who’s focused on your success and well-being
- Endless growth opportunities with multiple career paths in our dedicated channel, independent channel, high net worth and underwriting risk management teams.
- You choose where you want to work from, with no minimum or maximum days in any place.
- Continuous improvements that focus on enhancing your work and our clients’ experience
- Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities

We also offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives. This includes:

- Comprehensive benefits
- Assistance with securing your financial future through a competitive retirement matching program and stock options
- Annual bonus program
- Wellness programs, benefits, and health incentives
- Paid vacation, based on experience
- Additional paid days off to support family/personal care and emergencies.
- Time off for enrichment experiences through a unique sabbatical program
- Investment in not-for-profit organizations that are important to you
- Top up benefit for maternity/paternity leave

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you fo