Underwriting Consultant

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Looking to grow your career? At Sun Life, our first focus is our people. We partner with you to build **YOU**. Our underwriting schools and focus on continuing education are seen as industry benchmarks. Our technical training supports your progression on both product knowledge and signing authority. It’s not just about the **WHAT**, Sun Life invests in the **HOW** with an emphasis on leadership and core competency skills development. The right combination of training and **YOU** help Sun Life be industry best.

Sun Life provides career paths in our dedicated channel, independent channel, High Net Worth, and Underwriting Risk Management teams. We are looking for **YOU** to make a difference while using the best technologies and methodologies in the industry.

At Sun Life, we offer a supportive, collaborative and dynamic culture. We support flexible schedules and working from home We also offer a unique sabbatical opportunity to help YOU in balancing both career, family, and personal development.

**What will you do?**
- Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
- Approve cases within authority limit. Submit cases exceeding limits to be co-signed
- Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
- Liaise with business leaders and advisors delivering exceptional service and expertise
- Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
- Respond to inquiries from financial advisors and general agents without revealing confidential content
- Document decisions in underwriting system
- Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development
- Maintain medical knowledge and stay current on underwriting approaches

**What do you need to succeed?**
- As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required **for Quebec only** for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.
- Minimum 3 years of experience as an Individual Life Underwriter
- Existing Life and Critical Illness signing authorities
- Bachelor's degree or equivalent
- Analytical, judgement, problem-solving and decision-making skills
- Influencing and negotiation skills
- Knowledge of medicine and risk factors
- Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
- Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
- Detail oriented and accuracy
- Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations

**What's in it for you?**
- Trusting, diverse and inclusive working environments
- Supportive leadership who’s focused on your success and well-being
- You choose where you want to work from, with no minimum or maximum days in either place. We want the office to be a magnet, not a mandate #flexibility
- Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference
- Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities
- We offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:

- Comprehensive benefits
- Retirement & stock investment
- Pay for performance reward
- Wellness programs, benefits and health incentives
- Paid vacation based on experience and additional days to support family care and personal emergencies
- Time off for enrichment experiences through a Sabbatical program
- Investment in not-for-profit organizations that are important to you

When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work optio