Credit Officer

2 days ago

Montréal, Canada Mitsubishi HC Capital Canada Full time

By joining Mitsubishi HC Capital Canada, you will be part of an exceptional team offering flexible and adaptative commercial Equipment Financing solutions to Canadian businesses. Whether it’s leasing, factoring, inventory finance or asset-based lending, our teams are dedicated to offer the best service to our customers.

In 2021, our company was awarded by Waterstone’s “Canada’s Most Admired Culture”. Our collaborative culture, empowerment, employee’s development, open-mindedness and respectful work-environment were success factors

With a specialized team for sustainable development and a committee focusing on giving back to the community, we strive to make a difference in societal improvement.

**About the Credit agent position**:
Under the responsibility of the assistant manager, flow credit, the position of credit officer is a perfect entry level position to start your career in risk analysis. He or she will be part of the credit team under which he/she will be able to put his/her analytical skills into practice, put his/her knowledge of credit to good use and use his/her good judgment when analyzing files.
- Analyze the financial situation of applicants, their references, their degree of solvency and their ability to repay;
- Collaborate with colleagues for files exceeding their credit limit;
- Negotiate with the sales team;
- Conduct research to find out the value of guarantees;
- Conduct research about the clients to get to know them well;
- Communicate the decisions to the applicants (explain the reasons and submit alternatives as far as possible);
- Collaborate with different departments
- Participate in various projects;
- Any other related tasks that may fall under this position.

**Required profile**:

- University degree in finance or any other related field;
- Experience in commercial financing;
- Bilingual (French and English); both orally and in writing, in order to be able to adequately serve our teams placed across Canada (asset)
- Analytical ability;
- Team player;
- Ability to prioritize

**What we have to offer**:

- Full-time regular position of 35 hours per week
- Hybrid work environment (working from home and the office) with options to work from offices in:

- Trois-Rivières, QC
- Montreal, QC
- Laval, QC
- Burlington, ON
- Compensation plan including bonus based program;
- Group retirement plan including employer's contribution and collective insurance plan;
- Vacation, sick and personal days given on day one;
- Range of wellness initiatives including Employee and Family Assistance Program
- Professional growth opportunities and online learning platform
- We would like to thank all applicants in advance. Should you be selected for an interview, you will be contacted directly. Mitsubishi HC Capital Canada values diversity and is committed to accessibility. Should you require accommodation due to disability, please notify the Human Resources Recruiter._

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