Credit Analyst

About Valero Energy Inc. Valero Energy Inc., with its Canadian head office in Montreal, is a subsidiary of Valero Energy Corporation, a Fortune 500 company. We are the leading distributor of petroleum products in Quebec, the Atlantic provinces and Ontario-and the world's second-largest producer of renewable diesel fuel and ethanol. We stand out as the second-largest petroleum refiner in eastern Canada, thanks to our Jean-Gaulin Refinery in Lévis. We also possess numerous major logistical infrastructures, such as the Montreal East Terminal. Our success? We owe it to our 10,000 employees who are committed to our values-including safety, environmental stewardship, teamwork, community engagement and operational excellence. We consider our employees our most important asset and provide a wide variety of stimulating jobs for those seeking to grow professionally. Our salaries and benefits-along with our retirement savings plan, which ranks among Canada's Top 5 in terms of employer contributions-are highly competitive. These are some of the reasons we are known as an employer of choice. About the position As a Credit Analyst, you will be responsible for the daily credit operations on an assigned accounts receivable portfolio comprised of low to high-risk accounts with various credit limits in various supply markets throughout Canada. Responsibilities Gathers and analyzes financial information, credit reports, public debt ratings and other data, Performs daily monitoring of credit exposure, recommending and implementing solutions to appropriately handle customers who exceed their established credit limits, cease operations, or are involved in litigation or bankruptcy, Determines alternative sales methods if open credit cannot be approved, including negotiating collateral such as personal & corporate guarantees, bank standby and/or documentary letters of credit, bank guarantees, Maintains customer relationships to facilitate collections, Recommends customer credit limits within company guidelines for new and existing customers, Prepares reports such as aging reports, customer exposure reports, accounts requiring a credit review report, or other credit-related reports, Requests and communicates wording for incoming bank letters of credit, personal/corporate guarantees and other security documents, Monitors security instruments such as guarantees, letters of credit and any form of security received from customers to ensure timely renewal and execution, Engages with Internal and External customers to help resolve credit-related issues, Negotiates credit terms in partnership with Marketing within the company's credit policy, Supports Marketing and Management by providing credit and customer account information as requested Reviews accounts receivable reports, collects, reconciles, analyzes payment habits of customers, and recommends action such as changes to the payment terms, credit limits, and/or security instruments, Assist in the progress of printing/distribution of checks, Ensure compliance of assigned monthly and quarterly RECTS/Audit controls, Confers with representatives of third-party partners to exchange information concerning credit. Qualifications University degree in Accounting, Finance, Business or another relevant field 3 years of accounting or finance experience Bilingual, oral and written Experience in financial evaluation & credit risk analysis in the refining industry is a plus. Equivalent work-related experience will be considered Intermediate skills using Microsoft Office programs Autonomy and sense of responsibility Good communication skills Ability to read and interpret financial statements Ability to multi-task and prioritize multiple assignments Valero Energy Inc. is governed by the Charter of the French Language. However, after taking all reasonable measures to avoid requiring knowledge of a language other than French, we have concluded that performing the tasks inherent to the advertised position truly requires knowledge of English, for the following reasons: the person in this role will be required to review documents and interact both orally and in writing with various stakeholders, such as colleagues, clients, suppliers, and English-speaking business partners. When working at our Company, your benefits will include : Fu ll benefits package Being employed by one of Canada's Top 5 employers in contributions to the retirement savings plan Annual bonus program Reimbursement of training expenses program Reimbursement of fitness activities program Health and Wellness Program Free access at all times to virtual healthcare On-site access to a gym and fitness courses Rewards program for service anniversaries Summer schedule for eligible positions Plus many more to discover Valero Energy is an employment equity employer. We encourage all those meeting the selection criteria to send us their application. It will be reviewed without consideration of statuses protected by law, including sexual orientation, gender identity, gender, minorities and individuals with disabilities.