Service Officer, Lending Services

Requisition ID: 213527 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose of Job** Contributes to the overall success of the Lending Services business unit by ensuring specific individual goals, plans, initiatives and assigned tasks are executed/delivered in support of the team’s business strategies and objectives. Ensures all activities conducted with a high degree of accuracy follow governing regulations, internal policies, and procedures. **Is this role right for you? In this role you will**: - Champions a client-driven culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge. - Preparation and execution of intricate security and Business Banking documents to meet the requirements stipulated by the Bank’s policies and procedures to support the fulfillment of new and the ongoing maintenance, amendment and service activities of lending products & services (including instructions to lawyers, appraisers, and other contacts as applicable). - Maintains up-to-date knowledge and understanding of relevant Commercial and Small Business products, processes, and policies, including completing internal training, and reviewing appropriate news items and publications. - Participates as an active partner, and initiates changes by collaborating with stakeholders and business lines to resolve issues, remove roadblocks, reduce costs, and improve services. - Responds promptly and effectively to service inquiries, concerns, and complaints from Banking partners, with the ability to: Resolve servicing issues and reduce business and client impact with managerial direction as required. Analyze situations and present sound recommendations and decisions to overcome any obstacles and escalating if required. Facilitate decision making processes by providing timely, meaningful, and easily available data. - Understand how the Bank’s risk appetite and risk culture should be considered in daily activities and decisions. - Contributes to the overall Pulse Score by championing opportunities to enhance the customer experience. - Actively pursues effective and efficient operations of respective areas, while ensuring the adequacy, adherence to and effectiveness of business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook, and the Scotiabank Code of Conduct. - Champions a high-performance environment and contributes to an inclusive work environment. - Perform other related duties as assigned. **What you will be doing?** - Operates independently to execute the fulfillment and maintenance of Commercial and Small Business lending products & services within assigned authorities/limits. - Reviews, assesses, and processes high volumes of standard/non-standard credit, service, and support customer transactions. - Recognizes and identifies knowledge gaps and performance concerns and addresses/reports these observations through the appropriate escalation process. - Taking responsibility for client and partner inquiries, concerns, or complaints and presenting solutions or alternatives - Business Units supported include and not limited to: Commercial Banking, Small Business, Global Risk Management, Payments & Cash Management, Audit, Trade services, Scotia Leasing, Real Estate Banking, Client Services and Solutions, Cash Management Call Centre, and other units (as applicable). - Provides national coverage between the hours of operation (7 a.m. - 8 p.m. Eastern Standard Time). Shifts may vary. - Assist in identifying and implementing efficiency-focused improvements to operating procedures and/or systems to meet Bank regulations, operational effectiveness and overall process simplification Participates in cross-training to broaden skillsets across different areas. Location(s): Canada : Quebec : Montreal || Canada : Ontario : Mississauga Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.