Lending Services Officer

Requisition ID: 188969 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose** Contributes to the overall success of the Lending Services business unit by ensuring specific individual goals, plans, initiatives and assigned tasks are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted follow governing regulations, internal policies, and procedures and are completed with a high degree of accuracy. **Accountabilities** - Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge. - Provides an excellent customer experience by taking responsibility for and ensuring ongoing service for new and existing clients - Maintains up-to-date knowledge and understanding of relevant Commercial, National, Real Estate and Small Business products, processes, and policies, including completing internal training, and reviewing appropriate news items and publications. - Participates as an active partner, and initiates changes by working with stakeholders and business lines to resolve issues, remove roadblocks, reduce costs, and improve services. - Responds promptly and effectively to service inquiries, concerns, and complaints from Banking partners, with the ability to: Resolve servicing issues and reduce business and client impact with managerial direction as required. Analyze situations and present sound recommendations and decisions to overcome any obstacles and escalating if required. Facilitate decision making processes by providing timely, meaningful, and easily available data. - Understand how the Bank’s risk appetite and risk culture should be considered in daily activities and decisions. - Contributes to the overall Pulse Score by championing opportunities to enhance the customer experience. - Actively pursues effective and efficient operations of respective areas, while ensuring the adequacy, adherence to and effectiveness of business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook, and the Scotiabank Code of Conduct. - Champions a high-performance environment and contributes to an inclusive work environment. - Perform other related duties as assigned. **Skills and Requirements**: - Post-Secondary Education - Minimum of 2 years of relevant working experience (Commercial / Small Business) in Financial Services or related industry. - Proven customer service skills, as well as flexibility to adapt to changing environments. - Experienced and knowledgeable of Business Banking credit as it applies to the Corporate, Commercial and Small Business Bank’s policies & procedures, products & services, and security & collateral documentation. - Strong knowledge and experience in the setup, maintenance, processing and execution of loan/funding. - Fluency in French and English (written & verbal) and Organizational Skills. - Working knowledge of Microsoft Office (Excel, Word, and Outlook). Location(s): Canada : Quebec : Montreal Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.