Credit Analyst

**Job Title: Credit Analyst**

Are you someone who takes pride in doing things right the first time? Are you looking for a role where your diligence, integrity, and motivation will be recognized and rewarded? If you're ready to build a long-term career in commercial lending, join our team at Current Financial Corp. as a Credit Analyst

We're not just looking for someone to fill a seat - we’re looking for someone who genuinely cares about their work, thrives in a fast-paced, collaborative environment, and is eager to grow within a company that cares about its employees.

**About the Role**:
This role requires a strong sense of accountability, sound judgment, and a high standard of professionalism.

**Summary of Core Responsibilities**:

- Evaluate creditworthiness of applicants and provide clear, well-supported recommendations on credit limits and terms.
- Analyze financial statements, credit reports, and other relevant information to assess the risks and opportunities.
- Monitor portfolio accounts for changes in credit quality and proactively recommend actions where necessary.
- Prepare high-quality credit reports and summaries for management, with clear rationale behind every recommendation.
- Maintain ongoing, professional communication with broker partners, internal teams, and stakeholders.
- Identify and validate current market values for equipment and other secured assets.
- Uphold a consistent level of thoroughness, professionalism, and attention to detail in all underwriting activities.
- Assist in the development and implementation of procedures, to minimize risk and improve underwriting quality.
- Maintain a constant and proactive vigilance for credit fraud.
- Maintain credit department policy and procedure manual as required.
- Other duties as may be required.

**Qualifications**:

- B.A./B.S. degree or diploma in Business Administration, Finance, or a related field preferred.
- 3+ years combined experience in any of the following areas is considered an asset:

- Loan or lease underwriting
- Portfolio or asset management
- Formal credit or risk management training
- Experience with equipment leasing or equipment valuation is a strong asset.
- Solid knowledge of credit risk management principles and commercial lending.

**Skills & Attributes We Value**:

- Strong analytical skills with excellent judgment and decision-making ability.
- High degree of accuracy, organization, and follow-through.
- Proactive, self-motivated, and driven to deliver.
- Clear and professional communication, both written and verbal.
- Natural team player with a willingness to help wherever needed.
- Strong work ethic and a respectful, solutions-focused attitude.

**Additional Details**:

- Pay: $40,000.00 - $60,000.00 per year (plus performance-based bonus)

**Benefits**:

- Bonus pay
- Group RRSP with company contributions
- Weekly personal training sessions with a certified trainer (company-sponsored)
- Paid gym membership
- Dental and vision care
- EAP and wellness program
- Paid time off
- Flexible schedule

**Location**: #215, 16504 118th Ave. NW, Edmonton, AB T5V 1C8

**Schedule**: Monday to Friday

**Work Location**: In-person

Pay: $40,000.00-$60,000.00 per year

Additional pay:

- Bonus pay

**Benefits**:

- Company events
- Dental care
- Employee assistance program
- Flexible schedule
- On-site parking
- Paid time off
- Vision care
- Wellness program

Flexible language requirement:

- French not required

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Edmonton, AB T5V 1C8: reliably commute or plan to relocate before starting work (required)

Application question(s):

- Do you have experience with equipment valuations?
- Have you worked in commercial credit analysis or underwriting before?

**Experience**:

- underwriting: 1 year (preferred)

Work Location: In person