Commercial Underwriter

**Opportunity**:
**Become a member of our Commercial Property & Casualty Insurance division and embrace the chance to join a vibrant team dedicated to growing the commercial insurance landscape. Here, you'll deliver effective broker/client solutions while providing outstanding services to a wide variety of business classes. This role offers a pathway to advance your career in a flourishing and stimulating environment, where your efforts will have a direct and meaningful effect.**:
**What you will be doing**:
**Risk Assessment**: Work alongside clients and brokers to assess and underwrite the risk profiles of both prospective and current commercial clients. This involves using your expertise to recommend coverage types, examine COPE details, business operations, current policy coverages and documents, and other pertinent factors.**:
**Policy Development**: Establish the terms and conditions for commercial insurance policies, such as new business and renewal coverage limits, extensions, endorsements, warranties, and exclusions, by evaluating the risk associated from both subscription and non-subscription-based policies.**:
**Pricing**: Establish premium rates that are both competitive and indicative of the risk level. You’ll determine pricing for risks across various lines of Commercial Property & Casualty business, both directly and through broker relations.**:
**Client & Brokerage Interaction**: Proactively engage in the on-going development of both new and existing relationships with clients and brokers, aiming to precisely underwrite risks that complement our commercial portfolio and risk appetite, all the while maintaining our high standard of excellence.**:
**Compliance & Collaboration**: Guarantee that all underwriting practices adhere to industry regulations and company guidelines. Work in collaboration with the actuarial and claims departments to conduct thorough analyses of rates and terms for commercial risks, aiming to refine and enhance our policy offerings and competitive advantage.**:
**What you bring to the team**:

- Minimum of three (3+) years of experience in commercial property and casualty underwriting within a brokerage or direct writer setting.
- General Insurance License Level 1 is required, Level 2 is considered an asset.
- Post-secondary education and/or CIP designation are considered an asset.
- Excellent understanding and expertise of commercial industry underwriting practices and market norms.
- Strong verbal and written communication abilities, teamwork-oriented mindset, and a keen ambition for professional development.
- Capacity to handle and sequence numerous projects while staying calm under tight deadlines.
- Exceptional interpersonal abilities, enabling effective interaction across all organizational levels and with clients and brokers.
- Proficiency in MS Office Suite - Word, Excel, PowerPoint
- Acute observational and problem-solving skills with exceptional organizational abilities and high-level attention to detail.

**How you will succeed**:
**In the first year, success will be shaped by proactive risk identification, innovative problem-solving, effective communication with clients and internal teams, and fostering strong relationships.**:
**How we take care of our Employees**:
**By joining Millennium Insurance, you will belong to a passionate and purpose-driven team. As part of the Wheaton Group Companies, we pride ourselves on being family oriented, socially responsible, and in doing business the right way. Millennium is proud to be Great Place to Work Certified for creating an outstanding employee experience and an amazing workplace culture. Some of the amazing benefits our employees have access to include**:

- Earned Time-Off and Vacation Program
- Group Retirement Savings Plan with employer match
- Flexible work options available
- Fitness center subsidy
- Education Assistance
- Health, Dental and Insured Benefit offerings
- Health and Lifestyle spending account
- Employee discount programs

**About Millennium Insurance**:
**Millennium Insurance is a locally owned and operated property and casualty insurance company based in Sherwood Park, AB. We pride ourselves on offering relevant and competitively priced insurance products, along with industry-leading customer service. Our business lines include personal automobile, personal property, home warranty, commercial property, and commercial liability insurance. Millennium Insurance is part of the Wheaton Group of Companies.**:
**Interested in applying?**:
**This role not a fit for you? Stay connected with us through **LinkedIn** for information on other career opportunities that are available.**: