Lead Investigator, Financial Intelligence Unit Governance and Business Management

Requisition ID: 232521

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Lead Investigator, Financial Intelligence Unit Governance and Business Management, supports the Governance and Business Management Team within the Financial Intelligence Unit (FIU) to ensure the delivery of clearly reasoned findings and actions associated with transaction monitoring investigations, along with the timely disposition of such investigations.

Supports the FIU, Special Investigations Unit (SIU), and SIU Projects team (SIUP) with planning, coordinating, and investigating potential money laundering (ML), terrorist financing (TF), and/or other matters related to FIU/SIU/SIUP transaction monitoring cases referred by internal team members and/or other internal or external sources.

Contributes to the overall success of the FIU by supporting time-sensitive transaction monitoring investigations intended to effectively mitigate risk and address all relevant regulatory requirements. Ensures all activities conducted comply with governing regulations, as well as internal policies and procedures.

Supports the operational processes and maintenance of quality performance for the FIU/SIU/SIUP teams, including supporting case investigations and proper regulatory reporting. Consistently supports the FIU/SIU/SIUP teams in delivering clearly reasoned, rational, and timely outcomes, findings, and actions associated with FIU/SIU/SIUP investigations, thereby mitigating potential financial, regulatory, reputational, sanctions, and legal risk to the Bank.

**Is this role right for you? In this role, you will**:

- Support and lead FIU/SIU Change Management activities, including managing changes with Investigator impact, as appropriate.
- Prioritize and manage projects impacting investigations conducted by the FIU/SIU/SIUP teams, including monitoring performance and meeting established benchmarks.
- Review, approve, and prepare reports along with related documents.
- Provide change management information and recommend actions and best practices regarding case investigations, as appropriate.
- Support the monitoring of the team’s timely reporting of suspicious transaction reporting (STR) and other required ML/TF filings to the proper regulatory authority, in accordance with regulations.
- Identify and suggest ML/TF awareness training needs to discuss trends and changes in money laundering typologies.
- Support FIU/SIU/SIUP Investigators with guidance on performing and documenting case investigations, including clearly reasoned findings, along with maintaining supporting information, in accordance with Enterprise AML and internal policies and procedures.
- Support FIU/SIU/SIUP Investigators with guidance on researching Client records, activities, and account information to determine whether unusual activity may indicate Reasonable Grounds to Suspect (RGS).
- Support FIU/SIU/SIUP Investigators with guidance on identifying and investigating high-risk Clients, including but not limited to potential politically exposed persons (PEPs)/politically exposed foreign persons (PEFPs), and/or Sanctions, and referring, as appropriate, to internal partners (e.g., EDDU, Global Sanctions, etc.).
- Prepare and deliver investigative results to the appropriate staff, including identification of trends and areas of improvement.
- Support the FIU teams in identifying and properly reporting RGS within the regulatory reporting requirements and timelines.
- Recommend risk mitigation actions and next steps at the conclusion of case investigations.
- Apprise and advise senior personnel regarding ongoing investigations and findings.
- Maintain up-to-date knowledge and skill sets relevant for ML/TF, Sanctions, and other regulatory matters to perform case investigations.
- Identify challenges and obstacles related to the team’s objectives and escalate them accordingly. Support leadership with change management activities related to these findings and support implementation of solutions, as appropriate.
- Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Actively pursue effective and efficient operations of his/her respective areas while ensuring the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook, and the Guidelines for Business Conduct.
- Champion a high-performance environment and contribute to an inclusive work environment.

**Do you have the skills that will enable you to succeed? We’d love to work with you if you have experience with**:

- Bachelor’s degree (University Degree) or equivalent, with a minimum of 2 years of experience in AML and/or risk discipl