Underwriting Consultant

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.

**Working Arrangement**

Hybrid

**The Opportunity**

Manulife Group Benefits has an impressive market share in large corporate account business. Growth and client retention in this market segment requires innovative thinkers who can develop solutions that balance customer need with organizational capabilities. Our Waterloo, Group Benefits office, has an immediate opportunity for a Corporate Accounts Underwriting Consultant on the New Business Team.

**Responsibilities**
- Establish rates and retentions for new and existing Group Benefit plans ensuring that the appropriate target profitability levels are achieved.
- Provide internal account management to proactively manage and/or respond to client requests relating to pricing and benefit changes.
- Prepare quotation submissions, including responses to questionnaires.
- Work with internal partners to ensure administrative and plan design features can be managed.
- Improve operating performance that results in long term financial success.
- Negotiate contracts - financial arrangements, benefit plan provisions, service and performance standard agreements.
- Demonstrate a keen understanding of liability associated with various group benefits arrangements.

**How will you create impact?**

The Underwriting Consultant will experience front line exposure, interdependence with a strong team of professionals, and opportunities both to learn from seasoned Underwriters and to mentor more junior staff. You will be mainly accountable for managing underwriting risk which will drive profitable long-term financial results.

**What motivates you?**
- You obsess about customers, listen, engage, and act for their benefit.
- You think big, with curiosity to discover ways to use your agile approach and enable business outcomes.
- You thrive in teams and enjoy getting things done together.
- You take ownership and build solutions, focusing on what matters.
- You do what is right, work with integrity and speak up.
- You share your humanity, helping us build a diverse and inclusive work environment for everyone.

**What we are looking for**
- Ability to make well-balanced decisions that take effective risk management, financial discipline and customer needs into account.
- Strong business acumen with ability to communicate complex financial concepts, analysis and results in a clear, concise, easy to understand manner (written and verbal) including the ability to interact with Senior Officers, representatives from other Divisions and external customers.
- Strategic and creative thinker focused on finding solutions to unique customer needs.
- Confident and expert negotiator with proven ability to build relationships and influence decision making.
- Motivated self-starter and able to work independently in a fast-paced environment.
- Demonstrated ability to produce quality materials within tight timeframes and simultaneously manage multiple priorities.
- Questionnaires include value-added responses; optimizing Loopio, customizing to properly reflect MLI’s position and capabilities.

**What can we offer you?**
- A competitive salary and benefits packages.
- A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.
- A focus on growing your career path with us.
- Flexible work policies and strong work-life balance.
- Professional development and leadership opportunities.

**Our commitment to you**
- Values-first culture: We lead with our Values every day and bring them to life together.
- Boundless opportunity: We create opportunities to learn and grow at every stage of your career.
- Continuous innovation: We invite you to help redefine the future of financial services.
- Delivering the promise of Diversity, Equity, and Inclusion : We foster an inclusive workplace where everyone thrives.
- Championing Corporate Citizenship: We build a business that benefits all stakeholders and has a positive social and environmental impact.

**About Manulife and John Hancock**

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000