Consumer Credit Adjudicator

**Role Overview**

Reporting to the Manager, Consumer Credit Solutions the Consumer Credit Adjudicator is responsible for credit adjudication in the consumer granting processes throughout the organization and ensures all consumer credit activities are in compliance with ACU policies and procedures. This position works closely with the Advice & Service Delivery team acting as an advisor and business partner ensuring that the credit union's credit risk management goals are met, contribute to the growth of the credit union and proactively support the seven principles of member experience.

**Key Accountabilities**
- Responsible for analyzing consumer credit requests and makes appropriate credit decisions based on the information available and established policies.
- Accountable for maintaining current and relevant knowledge of industry trends, accounting and regulatory practices, competitor products and strategies.
- Ensures all consumer lending practices are in compliance with sound business practices, legislation, policies and procedures.
- Provide second level approvals for Dealer Finance lending.
- Provides leadership, direction and advice to Advice & Service Delivery team in order to solve complex problems in consumer lending and risk management.
- Accountable for managing risk in the consumer credit granting process
- Acts as an ambassador for the Credit Union by being visible in the organization and the community in support of corporate and community initiatives.
- Understands, respects, and supports the Credit Union’s commitment to corporate social responsibility.
- Assists with the regular review of lending limits, audit controls and other credit risk management areas to ensure credit quality.
- Responsible to identify and report on incidences of non-compliance
- Assists with the accurate and comprehensive preparation of regular and adhoc reports

**QUALIFICATIONS**

**Education and experience**

The competencies for the position would typically be acquired through the achievement of bachelor’s degree plus five to seven years of related lending and/or credit adjudication experience or an equivalent combination of education and experience.

**Key Occupational Skills**
- Credit risk management
- Knowledge of policies and regulatory environments
- Research and analysis
- Work planning and management
- Written communications
- Knowledge of credit union philosophies, principles, legislation, regulations, policies and procedures
- Understanding of credit union operations
- Decision making

**Who we are**:
As a Certified B Corporation® and one of Manitoba’s Top Employers (2025), the culture of Assiniboine Credit Union is supportive of the individual while focused on the greater community. You’ll be motivated by shared values and encouraged to always think about how, through financial sustainability, we can do more for our members, our employees and our community.

Choosing to work at Assiniboine Credit Union/ Caisse Assiniboine means that you’ll be working for an organization that
- puts people, planet and prosperity first,
- values diversity and inclusion,
- is focused on social and environmental responsibility,
- supports employees through training programs and long-term career development,
- offers a competitive total compensation program which includes bonuses, a matched pension program, and health and dental benefits.

If doing things differently and doing more is part of who you are, join us on a rewarding journey where your personal aspirations and career goals can align.
- We are committed to workforce diversity and actively recruit people with diverse backgrounds, experiences, and perspectives reflecting the community in which we live and work. _Applicants may request reasonable accommodation related to the materials and activities used throughout the selection process._