Manager, Cards Credit Strategy

1 week ago

Toronto, Canada Royal Bank of Canada Full time

**Job Summary**

The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.

What will you do?
- Use data mining, profitability modelling and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations
- Monitors and analyzes investment credit risk exposures on a short and long term basis
- Develops complex quantitative and analytic credit risk metrics and tools to help manage, measure, and monitor credit risk.
- Build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings
- Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder, TRIAD)
- Engage Senior Management and Group Risk Management partners to refine and execute strategies

What do you need to succeed? Must have:

- Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
- Skilled in SQL, Excel (Pivot tables) Python
- Experience with Data Visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau
- Ability to design and deliver compelling presentations to senior management and other stakeholders
- Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities University degree in a quantitative field of study (e.g. statistics, engineering, economics, finance, computer science) - to demonstrate ability for critical thinking, data analytics and financial modeling

Nice to have:

- Experience with adaptive control software (e.g. TRIAD, Probe) and credit scoring technologies
- Equally effective and conversant in business and technical environments
LI-POST

LI-Hybrid

**Job Skills**

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management

**Additional Job Details**

**Address**:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

**City**:
TORONTO

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
GROUP RISK MANAGEMENT

**Job Type**:
Regular

**Pay Type**:
Salaried

**Posted Date**:
2025-06-05

**Application Deadline**:
2025-07-31

**I**nclusion** and Equal Opportunity Employment**

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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