Manager, Credit Strategy, Consumer Credit Cards
2 days ago
Join a high-impact team at the forefront of strategic credit decisioning. As a Manager within BMO’s Credit Strategy team, you’ll be instrumental in shaping data-driven risk strategies that elevate portfolio performance and unlock enterprise value. At BMO, we’re more than a bank—we’re a purpose-driven organization committed to Boldly Grow the Good in business and life. As one of North America’s top ten banks, we foster an inclusive, high-performing culture built on integrity, empathy, and innovation. Our Employee Value Proposition centers on personalized career development, competitive rewards, and holistic well-being—mental, physical, social, and financial. We empower our people to shape their future through continuous learning, flexible work arrangements, and vibrant Employee Resource Groups. Key Responsibilities Strategic Oversight & Risk Alignment Oversee the development and execution of credit strategies for the consumer credit card portfolio, ensuring alignment with enterprise risk appetite, regulatory standards, and governance frameworks. Monitor strategy performance and drive timely enhancements based on data-driven insights. Ensure consistency, quality, and compliance in strategy design, documentation, and implementation. Support audit and governance activities through analysis, reporting, and stakeholder engagement. Develop predictive models, business rules, and analytics to drive portfolio growth and resilience. Conduct deep-dive statistical analyses to uncover trends, risks, and opportunities—translating insights into actionable recommendations for senior leadership. Ensure end-to-end delivery of high-impact projects aligned to business goals. Stakeholder Engagement Serve as a strategic advisor to cross-functional teams including credit, finance, product, and operations. Support change management efforts, including readiness assessments, testing, and implementation of new strategies. Innovation & Thought Leadership Stay ahead of industry trends, regulatory shifts, and competitive dynamics to inform strategy. Contribute to a culture of innovation and continuous improvement in credit strategy development. Qualifications Graduate degree in Economics, Business, Engineering, Mathematics, Finance, Data Science, or a related discipline. 3+ years of experience in credit strategy development, risk analytics, portfolio management or related analytics field. Strong understanding of credit products, risk systems, and regulatory frameworks. Proven track record of leading cross-functional initiatives and delivering strategic outcomes. Expertise in ROE analysis and implementing strategies that enhance financial performance. Advanced technical skills in SAS, SQL, Python, or R. Exceptional communication and stakeholder engagement skills, with the ability to influence across business lines. High initiative, adaptability, and ownership in a dynamic, fast-paced environment. What You’ll Gain A strategic leadership role with direct impact on credit decisions and portfolio performance. Opportunities to lead high-visibility projects and shape enterprise-wide strategies. A collaborative, inclusive culture that values innovation, integrity, and continuous learning. Exposure to senior leadership and cross-functional teams across the organization. A platform to accelerate your career in a forward-thinking institution committed to excellence and innovation. #J-18808-Ljbffr
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Manager, Credit Strategy, Consumer Credit Cards
2 weeks ago
Toronto, Canada BMO Full timeManager, Credit Strategy, Consumer Credit Cards Join to apply for the Manager, Credit Strategy, Consumer Credit Cards role at BMO. Role Summary Join a high-impact team at the forefront of strategic credit decisioning. As a Manager within BMO’s Credit Strategy team, you’ll be instrumental in shaping data‑driven risk strategies that elevate portfolio...
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Credit Strategy Manager, Consumer Cards
2 weeks ago
Toronto, Canada BMO Full timeA leading financial institution in Toronto is looking for a Manager of Credit Strategy in its Consumer Credit Cards division. The role entails developing data-driven risk strategies, enhancing portfolio performance, and leading high-impact projects. The ideal candidate will have a graduate degree and over 3 years of experience in credit strategy or risk...
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Manager, Credit Strategy, Consumer Credit Cards
3 weeks ago
Toronto, Canada BMO Financial Group Full timeDate limite pour présenter sa candidature :01/18/2026Adresse :33 Dundas Street WestGroupe de famille d'emploi :Audit, gestion des risques et conformitéRole SummaryJoin a high-impact team at the forefront of strategic credit decisioning. As a Manager within BMO’s Credit Strategy team, you’ll be instrumental in shaping data-driven risk strategies that...
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Manager, credit strategy, consumer credit cards
2 weeks ago
Toronto, Canada BMO Financial Group Full timeRole Summary Join a high-impact team at the forefront of strategic credit decisioning. As a Manager within BMO’s Credit Strategy team, you’ll be instrumental in shaping data-driven risk strategies that elevate portfolio performance and unlock enterprise value. This is a unique opportunity to lead transformative initiatives, optimize Return on Equity...
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Credit Strategy Manager
2 days ago
Toronto, Canada BMO Full timeA leading North American bank is seeking a Manager for its Credit Strategy team in Toronto. This role involves overseeing credit strategies, enhancing portfolio performance, and engaging with cross-functional teams. Ideal candidates will have a graduate degree and 3+ years of experience in credit strategy or risk analytics. The position offers significant...
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Senior Manager, Premium Credit Cards
2 weeks ago
Toronto, Canada RBC Full timeJoin to apply for the Senior Manager, Premium Credit Cards role at RBC What is the opportunity? RBC Cards is Canada’s leading credit card business and a key driver of RBC’s financial and business success. Over the past five years, the business has grown significantly, fueled by our robust suite of credit card products and innovative strategies....
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Senior Manager, Premium Credit Cards
2 weeks ago
Toronto, Canada RBC Full timeJoin to apply for the Senior Manager, Premium Credit Cards role at RBC What is the opportunity? RBC Cards is Canada’s leading credit card business and a key driver of RBC’s financial and business success. Over the past five years, the business has grown significantly, fueled by our robust suite of credit card products and innovative strategies....
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Manager, Credit Card Product
1 week ago
Toronto, Canada Rogers Communications Full timeLooking to join a growing financial services team? Rogers Bank, a subsidiary of Canada's leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers unique cash-back benefits and financing options for Rogers purchases using cutting-edge...
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Senior Manager, Premium Credit Cards
2 weeks ago
TORONTO, Canada Royal Bank of Canada Full timeJob Description What is the opportunity? RBC Cards is Canada’s leading credit card business and a key driver of RBC’s financial and business success. Over the past five years, the business has grown significantly, fueled by our robust suite of credit card products and innovative strategies. Meanwhile, the needs and expectations of our High-Net-Worth...
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Manager, Cards Credit Strategy
1 week ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group. What will you do? - Use data mining,...
