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Senior Manager, Personal Lending and Credit Strategy

2 months ago

Toronto, Ontario, Canada Royal Bank of Canada Full time

Job Summary

We are seeking a highly skilled and experienced Strategic Leader to join our Personal Lending and Credit Development team. As a key member of our team, you will be responsible for developing and enhancing credit strategies to increase portfolio profitability.

Key Responsibilities

  • Enhance portfolio insight and management decision-making through the use of leading edge methodologies and tools to measure the current health of the portfolio and to discover opportunities, trends, and anomalies.
  • Provide concise and insightful analytical support to senior management on matters relating to acquisitions and account management of personal lending products.
  • Lead credit strategy development and the monitoring of strategy outcomes. The incumbent will need to recognize credit trends, determine strategy effectiveness, and provide recommendations for further enhancements.
  • Support the implementation of strategies and maintain integrity of decision criteria within loan origination systems and campaign processes.

Requirements

  • 5+ years related work experience developing risk, pricing and/or profitability models
  • Prior experience with data manipulation and analytics packages such as SAS, Teradata, Tableau, Python etc.
  • Strong analytical and problem solving skills including understanding of credit risk fundamentals and financial modelling 
  • Strong interpersonal, communication and presentation skills, with the ability to articulate a compelling business case to senior management
  • University degree in a quantitative field of study (e.g., statistics, economics, business, computer science, math) – demonstrated ability to think critically, analyze data, and build financial models

What We Offer

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
  • Leaders who support your development through coaching and managing opportunities 
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work
  • Flexible work/life balance options

Additional Information

At Royal Bank of Canada, we are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.