Senior Manager, Automotive Lending Strategy Lead

1 month ago


Toronto, Ontario, Canada Scotiabank Full time
Job Summary

We are seeking a highly skilled Senior Manager, Automotive Lending Strategy to join our team at Scotiabank. In this role, you will be responsible for overseeing the acquisition credit risk strategies and policy for the Automotive portfolio to optimize risk/return within Global Risk Management.

Key Responsibilities
  • Develop and implement credit risk strategies for Automotive finance portfolio, leveraging data-driven approaches to approve credit, set credit limits, and recommend risk-adjusted pricing.
  • Ensure successful implementation of strategy changes within the adjudication engine and perform post-implementation validation.
  • Collaborate with risk technology partners to ensure credit strategies are implemented without production defects and align with the Risk Appetite Framework.
Requirements
  • A minimum of three to five years of experience in a retail lending environment or credit risk management, with a successful track record using analytical tools to conduct data analysis and generate business insights.
  • Proficiency in programming and/or database programs (SAS, JAVA, SQL, R, Hadoop).
  • Project management and leadership skills to prioritize, manage, and implement various initiatives concurrently or staggered.
  • Excellent communication and written skills, complemented by analytical and problem-solving skills to identify key issues and recommend optimal solutions.
  • Knowledge of credit bureau reporting, credit scoring, and risk assessment, as well as portfolio management and behavior scoring to maximize the effectiveness of existing technology.
What We Offer

As a Senior Manager, Automotive Lending Strategy at Scotiabank, you will have the opportunity to work in a dynamic and inclusive environment, collaborating with a team of experienced professionals to drive business growth and success. We offer a competitive compensation package, comprehensive benefits, and opportunities for professional development and advancement.



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