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Senior Credit Analyst

2 months ago

Hamilton, Ontario, Canada Scotiabank Full time
Senior Analyst, Credit Analysis & Support Team

Scotiabank is seeking a highly skilled Senior Analyst to join our Credit Analysis & Support Team in Hamilton, ON. As a key member of our team, you will be responsible for contributing to the profitable growth and quality of our Commercial Automotive portfolio by performing credit administration tasks to the highest standard of quality.

Key Responsibilities:
  • Process and analyze customer reporting items, including interim and annual financial statements, to ensure accuracy and timeliness.
  • Support the Annual Review process and preparation of credit correspondence, including analyzing client files and preparing spreads of annual financial statements and projections.
  • Perform credit tasks, including supporting Sr. CSMs and CSMs in the preparation of credits, and ensuring client files are complete and up to date in Scotia Dealer Link and Task Manager.
  • Ensure adherence to the Bank's Anti-Money Laundering program, Know Your Customer requirements, and Guidelines for Business Conduct.
Requirements:
  • Sound credit skills, including the ability to write up deals, spread financials, assess risk, and draw conclusions.
  • Intermediate accounting and financial statement analysis.
  • Solid problem-solving skills and solutions-oriented approach.
  • Good written and verbal communication skills.
  • Good knowledge of the industry lines the DFC is serving, including Automotive floor planning, wholesale leasing, and commercial real estate.
  • Ability to use personal computer programs, including Word, Excel, and relevant specialized software.
What We Offer:
  • A competitive compensation and benefits package.
  • The opportunity to join a forward-thinking organization where you are surrounded by a collaborative team of innovative thinkers.
  • A standard office-based environment with non-standard hours.
  • Clear, transparent criteria to progress in your career.