Director of Capital Markets Optimization

4 days ago


Toronto, Ontario, Canada Momentum Financial Services Group_new Full time
Job Summary

Momentum Financial Services Group_new is seeking a highly skilled Director of Securitization to join our team. As a key member of our Treasury department, you will play a critical role in optimizing our capital structure through financial planning and analysis activities related to our debt facilities and securitization initiatives.

Key Responsibilities
  • Securitization and Funding Strategy
    • Work with the Treasurer and broader organization to structure, analyze, model, and execute securitized funding initiatives.
    • Continuously evaluate opportunities to enhance economics and funding efficiency, including making improvements to existing facilities and developing alternative funding strategies and structures to support near-term and long-term growth.
  • Cash Flow Modeling and Data Analysis
    • Perform cash flow modeling and data analysis, including statistical stratification of collateral, historical performance statistics, projection of future performance expectations, and deviation of expected losses.
    • Prepare detailed collateral performance packages for lenders, rating agencies, and other relevant stakeholders.
  • Collateral Performance and Risk Management
    • Become a subject matter expert on unsecured collateral performance, facility structures, and associated constraints.
    • Monitor and maintain accurate borrowing base reporting and assist in the execution of draws and repayments of debt.
  • Analysis and Reporting
    • Prepare ad hoc analysis for lenders from large data sets, including vintage analysis, stratification, and static pool analysis.
    • Collaborate with internal risk management and analytics teams to prepare analysis required by lenders and audit programs.
  • Compliance and Risk Management
    • Conduct reviews to ensure compliance with existing agreements and constraints.
    • Manage process, prepare responses, review, and comment on Agreed Upon Procedure (AUP) engagements with auditors.
    • Proactively identify, mitigate, and rectify operational risks, control deficiencies, and documentation gaps.
  • Stakeholder Management
    • Build and maintain strong working relationships with lenders, counsel, and various internal and external stakeholders.
    • Capture key terms, concentrations, covenants, and thresholds from credit agreements and translate into precise internal reporting and pro forma covenant performance forecasting.
  • Financial Management
    • Manage foreign currency and interest rate exposures through hedging activities as required.
    • Implement procedural and policy updates to comply with Corporate Risk and Audit guidance and requirements.
  • Leadership and Communication
    • Develop and maintain relationships with key internal and external clients to ensure service level obligations are met.
    • Ensure compliance with established internal controls to protect the financial assets of the company.
Requirements
  • Education
    • Bachelor's degree in engineering, math, economics, accounting, or finance. MBA, CFA, FRM, or CPA a plus.
  • Experience
    • Min 5-8 years of relevant work experience in Treasury, Capital Markets, Securitization, or Finance.
    • Candidates with at least 5+ years of work experience in Capital Markets, Financing, or Treasury, with exposure to warehouse financing, securitization, or other ABS funding are preferred.
    • Familiarity with installment loans or unsecured retail credit considered a plus.
  • Skills
    • Strong data analysis skills required concurrent with pro-active problem-solving skills.
    • Proficiency with preparing numerical data sets for lender review and responding to lender inquiries.
    • Advanced analytical, cash flow modeling (e.g., prepayments, defaults) and numerical presentation skills.
    • Solid understanding of credit markets, financial accounting, and statistics.
    • Experience reviewing lending agreements, familiarity with securitization legal documents.
    • Comfort with using derivatives for hedging interest rate risk related to funding programs.
    • Advanced skill level with Microsoft Excel (including VBA), coding (Python, SQL), and data visualization (Tableau, Power BI).
    • Detail-oriented with strong communication, organizational, and time management skills.
    • Ability to work independently and collaborate effectively with relevant stakeholders and the broader team.
    • Ability to develop credibility with diverse groups; must be comfortable interacting with senior management.
    • Excellent verbal and written communication; can convey difficult concepts clearly and concisely in written and oral form.
    • Superior project management and organizational skills and capable of prioritizing and managing competing priorities.
    • Self-motivated and high personal standards for the quality of work.


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