Commercial Banking Specialist
3 weeks ago
About the Role
As a Commercial Banking Analyst at First Nations Bank of Canada, you will play a key role in supporting the Commercial Account Managers in risk management and credit assessment. Your primary responsibility will be to prepare competitive credit packages with a high quality of risk assessment, due diligence, and credit presentation. You will also be responsible for understanding pricing models and applying them effectively to identify business opportunities amongst existing customers.
Key Responsibilities:
- Structure and package competitive solutions to assist the Commercial team in meeting customer needs in a timely manner
- Maximize profitability by ensuring that FNBC pricing guidelines are utilized and threshold is met/exceeded with each
- Support the Commercial Banking team in identifying business opportunities amongst existing customers
- Develop and maintain an understanding of pricing models/concepts and apply them effectively
- Support the Commercial Banking team in competitive credit packages in the CB segment in a timely manner
- Write credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
- Make recommendations on credit decisions to VP Commercial Banking
- Use Bank guidelines and systems to effectively minimize time spent/writing/monitoring credit while maintaining credit quality (risk assessment, due diligence, etc.)
- Reneew credits in a timely manner, meeting targets for expired credits
- Monitor and control the portfolio and provide feedback to the VP Commercial Banking on any accounts that are outside guidelines and/or assigned limits and conditions
- Be knowledgeable of and comply with Bank and Industry Codes of Conduct
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