Relationship Manager

4 weeks ago


Toronto, Ontario, Canada The Toronto-Dominion Bank (Canada) Full time
Job Description

Key Responsibilities:

  • Deliver exceptional customer service and execute plans to continuously improve the customer experience.
  • Lead all aspects of relationship management for an assigned portfolio.
  • Act as a confident business banker, meeting customer needs by providing creative products and solutions.
  • Build a robust understanding of customers' needs, industries, and markets using sales platforms.
  • Understand customers' operating environments, structure unique financing, cash management, and overall business needs to add value.
  • Possess and constantly build deep expert knowledge of the market, customers, and broader economic factors.
  • Develop and maintain centre of influence strategies and relationships.
  • Identify customer/prospect referral opportunities to internal Bank partners that meet customer needs.
  • Enhance TDBG brand by participating in networking events.

Accountabilities:

  • Develop and implement sales strategies to proactively attract, acquire, and retain customers/business development opportunities and referrals, increasing profitability and enabling business growth, in line with risk profile.
  • Build new relationships and deepen existing customer relationships by consistently following the Business Banking Relationship Methodology (BBRM).
  • Promote and offer full suite of products, sales, services, and banking capabilities.
  • Meet or exceed business targets.
  • Negotiate to maximize profitability of relationships with existing customers based on customer risk profile.
  • Contribute to credit applications with high-quality risk assessment, credit structure, due diligence, and credit presentation.
  • Oversee the management of accounts to ensure they are appropriately monitored and remain within guidelines and assigned limits.
  • Understand the market and industries within the portfolio to ensure value-added service is provided to clients while mitigating risk to the Bank.
  • Actively refer to other business partners both within Business Banking and across TDBG, responding effectively to reciprocal referrals.
  • Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary.
  • Ensure compliance with regulatory and operational risk requirements.
  • Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct.
  • Develop a productive relationship with external partners as means to identify new business opportunities.

Requirements:

  • Undergraduate/Graduate degree and/or 7+ years of relevant experience.

About Us:

The Toronto-Dominion Bank (Canada) is one of the world's leading global financial institutions, delivering legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities, and colleagues.

We are committed to being a leader in customer experience, innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential through regular leadership and development conversations, mentorship, and training programs.

Total Rewards Package:

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.


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