Commercial Credit Risk Specialist
6 hours ago
We are seeking an experienced Commercial Credit Risk Specialist to join our team at Samuel Packaging Systems Group.
This is a full-time position based in Oakville, Ontario, with a competitive salary range of $80,000 - $110,000 per year, depending on experience.
Responsibilities- Analyze new and existing accounts to assess credit risk and provide recommendations for approval and payment terms.
- Assess creditworthiness by reviewing financial statements, credit history, payment habits, earnings, savings, and spending patterns.
- Stay up-to-date with market trends to track credit trends and provide insights to mitigate risks.
- Develop and implement risk management strategies for portfolios, working closely with the Corporate Credit & Collection Manager.
- Support automation and new initiatives for improved Credit and Collections processes.
- Manage Credit KPI dashboards and reporting for higher management.
- Initiate customer correspondence regarding outstanding credits and make recommendations for write-offs or bad debt.
- Minimum 5 years' experience in credit/collections in a multi-BU environment.
- Experience working with US, Canada, and Mexico accounts.
- Proficient in using D&B and Equifax credit bureau reports.
- Advanced knowledge of MS Excel, including pivot tables and V-lookup.
- Strong understanding of commercial reports and data analysis.
- Ability to make sound credit and collection recommendations in a fast-paced environment.
- Competitive salary range of $80,000 - $110,000 per year.
- Company-paid health and dental benefits.
- Paid vacation and an annual bonus.
- Defined Contribution Pension Plan with company match.
- Opportunity for career stability and growth.
- Flexibility with start and end times (depending on circumstances and position).
- Protective personal equipment provided or reimbursed.
- Affinity group for women (dependent on location).
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