Commercial Credit Risk Specialist

6 hours ago


Oakville, Ontario, Canada Samuel Packaging Systems Group Full time
Job Overview

We are seeking an experienced Commercial Credit Risk Specialist to join our team at Samuel Packaging Systems Group.

This is a full-time position based in Oakville, Ontario, with a competitive salary range of $80,000 - $110,000 per year, depending on experience.

Responsibilities
  • Analyze new and existing accounts to assess credit risk and provide recommendations for approval and payment terms.
  • Assess creditworthiness by reviewing financial statements, credit history, payment habits, earnings, savings, and spending patterns.
  • Stay up-to-date with market trends to track credit trends and provide insights to mitigate risks.
  • Develop and implement risk management strategies for portfolios, working closely with the Corporate Credit & Collection Manager.
  • Support automation and new initiatives for improved Credit and Collections processes.
  • Manage Credit KPI dashboards and reporting for higher management.
  • Initiate customer correspondence regarding outstanding credits and make recommendations for write-offs or bad debt.
Requirements
  • Minimum 5 years' experience in credit/collections in a multi-BU environment.
  • Experience working with US, Canada, and Mexico accounts.
  • Proficient in using D&B and Equifax credit bureau reports.
  • Advanced knowledge of MS Excel, including pivot tables and V-lookup.
  • Strong understanding of commercial reports and data analysis.
  • Ability to make sound credit and collection recommendations in a fast-paced environment.
Benefits
  • Competitive salary range of $80,000 - $110,000 per year.
  • Company-paid health and dental benefits.
  • Paid vacation and an annual bonus.
  • Defined Contribution Pension Plan with company match.
  • Opportunity for career stability and growth.
  • Flexibility with start and end times (depending on circumstances and position).
  • Protective personal equipment provided or reimbursed.
  • Affinity group for women (dependent on location).


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