Credit Risk Analyst

4 weeks ago


Toronto, Ontario, Canada SMBC Group Full time
Job Summary

The Credit Risk Analyst will be responsible for analyzing borrowers' financial statements, industry trends, and economic conditions to assess creditworthiness. This role will also involve preparing credit applications, reviewing and ensuring compliance with banking regulations, and monitoring credit-related trigger events.

Key Responsibilities
  • Analyze borrowers' financial statements and industry trends to assess creditworthiness
  • Prepare credit applications and reviews
  • Ensure compliance with banking regulations and internal documentation
  • Monitor credit-related trigger events and financial releases
  • Update portfolio database after applications and reviews are approved
  • Investigate and research borrower requirements and transactions
  • Coordinate with account managers and customers on financial reports and other specific requirements
  • Prepare special reports on borrowers and industry research upon request
  • Assist Department Head in completing special projects

Requirements
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Ability to work in a team environment
  • Knowledge of banking regulations and internal documentation
  • Ability to analyze complex financial data

Working Conditions
  • Work in a fast-paced environment
  • Meet deadlines and deliver high-quality results
  • Collaborate with cross-functional teams


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