Senior Credit Risk Analyst

5 days ago

Toronto, Ontario, Canada The Toronto-Dominion Bank (Canada) Full time

About the Role:

The Toronto-Dominion Bank (Canada) is seeking a highly skilled Senior Credit Risk Analyst to join their Business Banking team. As a key member of the team, you will be responsible for structuring credit for assigned portfolios and assessing the creditworthiness of potential customers while adhering to TD's credit risk policies.

Key Responsibilities:

  • Structure and package competitive credit solutions to meet customer needs
  • Deliver exceptional service at every interaction and execute plans to improve the customer experience
  • Lead all aspects of analysis for assigned portfolios
  • Ensure business operations follow applicable requirements to increase profitability and enable business growth
  • Develop and implement strategies to promote products, sales, services, and banking capabilities
  • Contribute to business objectives for Operational Excellence
  • Integrate knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations
  • Interpret internal and external business challenges and recommend course of action and standard methodologies to improve products, processes, or services
  • Participate fully as a member of the team, support a positive work environment, and ensure timely communication of issues/points of interest

Requirements:

  • Undergraduate degree and/or over 7 years of relevant experience
  • Substantial expertise in a complex field and knowledge of broader related areas
  • Excellent analytical, judgement, and decision-making skills in assessing and handling risk profiles for team processes
  • Proficient in using MS Office Suite, productivity tools, and end-user software
  • A dynamic professional with a positive approach and strong communications skills to liaise with cross-functional teams and colleagues
  • Robust organizational skills with the ability to work in a demanding environment and handle multiple deadlines and priorities

About TD Securities:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients. With over 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow.

Total Rewards Package:

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:

We're committed to providing the support our colleagues need to thrive both at work and at home. Through regular development conversations, training programs, and a competitive benefits plan, we're dedicated to helping our colleagues succeed.

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