Senior Financial Credit Specialist

3 days ago

Vancouver, Canada National Bank Full time

A career as a Senior Financial Credit Specialist within the Commercial Banking team means working closely with clients, Commercial Account Managers and several other internal and external partners as a sought after credit expert. This role allows you to have a positive impact on your colleagues and clients thanks to your knowledge of commercial financing.

Your Responsibilities:
  • Perform high-quality financial analysis, risk identification, deal structuring, risk rating models, customer due diligence/KYC, underwriting and documentation review/finalization, in accordance with the Bank's established standards, for existing and new lending opportunities;
  • Author credit applications that present financing scenarios, risks and mitigating factors that meet client needs, while adhering to the Bank's risk appetite;
  • Collaborate with Commercial Account Managers and team leaders to determine client financing needs;
  • Negotiate terms and conditions with Credit Risk Management, as needed, and confirm the availability of financing for Commercial Account Managers;
  • Support the Commercial Banking team members in managing and growing an existing portfolio of commercial lending relationships;
  • Independently manage an assigned portfolio of annual reviews;
  • Produce documents and update client files in collaboration with Account Representatives and Credit Risk Management to ensure credit applications are processed efficiently; and
  • Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development.

About Our Team:

You will be part of a dynamic team of professionals supporting commercial clients across Western Canada. The National Bank is growing its presence in the region, offering a wide range of services to businesses from C$2MM to greater than C$20MM. You will work alongside experts who share their knowledge and expertise to provide top-notch solutions to clients.

Location: Vancouver, BC

Requirements:

  • Bachelor's degree in accounting, business, economics, finance or a related field;
  • Professional designation(s) and/or an advanced degree considered a strong asset;
  • Two or more years of related commercial banking experience;
  • Strong knowledge of credit underwriting, loan structuring and financial statement analysis;
  • Proficiency with the Microsoft suite of products (Excel & Word); and
  • Excellent interpersonal and communication skills.

Salary Range: $80,000 - $120,000 per year

Benefits:

  • Competitive salary and bonus structure;
  • Comprehensive health and wellness program, including many options;
  • Flexible group insurance and pension plan;
  • Employee Share Ownership Plan and Employee and Family Assistance Program;
  • Preferential banking services and opportunities to get involved in community initiatives.

What We Offer:

The National Bank offers a dynamic work environment, cutting-edge collaboration tools, and a positive employee experience. We actively listen to employees' ideas and encourage regular feedback and ongoing communication. Join us to live your ambitions and make a positive impact on people's lives.

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